# FinFlx

> FinFlx is a Dubai-based fintech that helps UAE companies forecast, fund and manage their employees' end-of-service gratuity in line with local labour law. Its platform automates gratuity calculations for HR and finance teams, lets employers park those liabilities in a segregated, professionally managed fund, and gives employees an app with a flexible savings account paying a guaranteed 4-5% return. Founded by Amr Yussif and Matthieu Capelle after Yussif's own gratuity was withheld, FinFlx went through Y Combinator's W22 batch and is regulated by the FSRA in Abu Dhabi Global Market.

- **Founded:** 2020
- **Headquarters:** Dubai, United Arab Emirates
- **Founders:** Amr Yussif (Co-Founder & CEO), Matthieu Capelle (Co-Founder & CTO)
- **Team size:** 13
- **Products:** FinFlx Gratuity Scheme, FinFlx App, Flexible Corporate Savings
- **Notable:** Accepted into Y Combinator's W22 batch, Raised $1.5M pre-seed from YC, 500 Global, Dubai Future District Fund and Vectr Fintech, Built a full-stack, end-to-end gratuity management system regulated by the FSRA in ADGM

## Products & services

- **FinFlx Gratuity Scheme** — A full-stack end-to-end gratuity management platform for HR and finance teams: manage employee records, forecast end-of-service liability with unlimited simulations, and create a segregated, professionally managed fund to offset it in compliance with UAE labour law.
- **FinFlx App** — An app for employees to track their gratuity and end-of-service entitlement in real time and access savings products, replacing an IOU on their employer's books with visible, managed money.
- **Flexible Corporate Savings** — A savings account for companies and individuals offering a guaranteed 4-5% return with no minimum balance, no lock-in, full withdrawal at any time and no hidden charges.

## Achievements

- Accepted into Y Combinator's W22 batch
- Raised $1.5M pre-seed from YC, 500 Global, Dubai Future District Fund and Vectr Fintech
- Built a full-stack, end-to-end gratuity management system regulated by the FSRA in ADGM
- Launched a guaranteed 4-5% return savings account with no minimum balance
- Onboarded ~15 beta companies with a 120+ SME waiting list at launch

## Latest updates

- **2024-08** — FinFlx featured in a Pensions Monitor product review, positioned alongside new UAE end-of-service savings entrants Aurem and Equevu.
- **2023** — Rolled out a flexible corporate and individual savings account advertising a guaranteed 4-5% return with no minimum balance.
- **2022-01** — Closed a $1.5M pre-seed round and joined Y Combinator's Winter 2022 batch.

## Links

- Website: https://finflx.com
- LinkedIn: https://www.linkedin.com/company/finflx
- Twitter/X: https://twitter.com/finflx
- Facebook: https://facebook.com/finflx

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Profile page: https://yespress.io/finflx-yc-w22
Published by YesPress — https://yespress.io
Last updated: 2026-07-31