# Fibe.India (Formerly EarlySalary)

> Fibe, formerly EarlySalary, is an Indian consumer finance platform operated by Social Worth Technologies Limited. It combines app-based personal loans with purchase-linked financing, loans against mutual funds, an Axis Bank co-branded credit card and partner savings and insurance products.

- **Founded:** 2015
- **Headquarters:** Pune, India
- **Founders:** Akshay Mehrotra (Managing Director and Group CEO), Ashish Sohan Goyal (Chairperson, Executive Director and Group CFO)
- **Products:** Personal loans, Purpose-driven financing, Loan against mutual funds, Fibe Axis Bank Credit Card, Fixed deposits
- **Notable:** Rebranded EarlySalary as Fibe in September 2022., Launched the numberless Axis Bank co-branded card in October 2023., Reported 9.8 million cumulative loans and ₹48,000 crore cumulative disbursement by March 31, 2026.

## Products & services

- **Personal loans** — App-based unsecured loans advertised up to ₹10 lakh, with six to 36 month tenures and published rates starting at 18% annually.
- **Purpose-driven financing** — Purchase-linked credit across education, healthcare, insurance, rooftop solar, travel and e-commerce.
- **Loan against mutual funds** — A credit line secured by eligible mutual fund units; published rates start at 10.49% annually.
- **Fibe Axis Bank Credit Card** — Axis-issued numberless RuPay credit card with eligible UPI merchant payments.
- **Fixed deposits** — Partner deposit products accessible through Fibe.
- **Insurance** — Third-party insurance offerings including motor insurance and health super top-up.
- **Financial tools** — EMI and eligibility calculators, credit score checks and financial education content.

## Achievements

- Rebranded EarlySalary as Fibe in September 2022.
- Launched the numberless Axis Bank co-branded card in October 2023.
- Reported 9.8 million cumulative loans and ₹48,000 crore cumulative disbursement by March 31, 2026.
- FY2026 AUM of ₹8,602.739 crore, compared with ₹4,064.154 crore in FY2024.
- Received SEBI observations for its proposed IPO in September 2026.

## Latest updates

- **2025-12** — Announced US$35 million Series F investment from IFC on December 9.
- **2026-03** — Fiscal year ended with ₹8,602.739 crore AUM; purpose-driven financing represented about 22.62%.
- **2026-07** — SEBI published the draft offer-document filing on July 1; the proposed IPO includes a ₹750 crore fresh issue.
- **2026-09** — September 15 reporting confirmed SEBI observations for the proposed IPO; this is not confirmation of a completed listing.

## Links

- Website: https://www.fibe.in/
- LinkedIn: https://www.linkedin.com/company/fibe-in/
- Twitter/X: https://twitter.com/FibeIndia
- Instagram: https://www.instagram.com/fibe.india/
- Facebook: https://www.facebook.com/Fibe.IN/

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Profile page: https://yespress.io/fibe-india-formerly-earlysalary
Published by YesPress — https://yespress.io
Last updated: 2026-10-11