# Factual Data

> Factual Data supplies mortgage lenders with consumer credit reports, verification services and configurable workflow tools. Its proprietary platform connects credit data to lending systems, with more than 250 integrations and products spanning early screening through loan monitoring. The company traces its roots to the Credit Bureau of Columbus in 1948.

- **Founded:** 1948
- **Headquarters:** Pittsburgh, United States
- **Products:** Merged Credit Reports, Pre-Qualification and Pre-Approval Reports, Workflow Solutions, Innovis Early View, Innovis Refresh and VendorView
- **Notable:** More than 250 system integrations, according to the company’s integrations page., Nearly 300 lenders enrolled and hundreds of thousands of reports accessed in the 2020 free Innovis program by June 2020., CBCInnovis and Factual Data announced unification under the Factual Data brand in July 2019.

## Products & services

- **Merged Credit Reports** — Combines data from one, two or three nationwide repositories with report summaries and optional workflow features.
- **Pre-Qualification and Pre-Approval Reports** — Soft-inquiry products for assessing applicants before a later hard inquiry; product requirements differ.
- **Workflow Solutions** — Lender-configured criteria control report ordering, warnings and stopping points; identity validation can precede additional data purchases.
- **Innovis Early View** — Early soft-inquiry screening for credit and identity risk, available within Blend as of October 2026.
- **Innovis Refresh and VendorView** — Refreshes Innovis data on retained active reports and exposes underlying tradeline information for review. Refresh does not replace a new three-bureau report.
- **Undisclosed Debt Monitoring** — Affiliate DataVerify supplies monitoring for credit changes during the loan process, with configuration subject to LOS capabilities.
- **Credit Supplements and Rescore** — Services for updating tradeline information and requesting bureau updates supported by documentation.
- **Verification, Flood and Valuation Services** — The product overview includes verification tools, flood determinations and automated valuations; several are affiliate-provided.
- **Innovis FailSafe Protected Prefill integration** — Identity confirmation and application field population through Finastra Originate Mortgagebot POS.

## Achievements

- More than 250 system integrations, according to the company’s integrations page.
- Nearly 300 lenders enrolled and hundreds of thousands of reports accessed in the 2020 free Innovis program by June 2020.
- CBCInnovis and Factual Data announced unification under the Factual Data brand in July 2019.

## Latest updates

- **2026-10** — Innovis Early View became available in Blend’s Home Lending suite, announced October 8.
- **2026-04** — Protected Prefill added to the Finastra Originate Mortgagebot POS integration, announced April 27.
- **2024-11** — New integration with TRK Connection announced November 12.
- **2024-10** — Enhanced Blue Sage credit-services integration announced October 24.

## Links

- Website: https://www.factualdata.com/
- LinkedIn: https://www.linkedin.com/company/factual-data/

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Profile page: https://yespress.io/factual-data
Published by YesPress — https://yespress.io
Last updated: 2026-10-25