# Exponent

> Exponent is a New York-based fintech building a financial operating system for America's franchise operators. It combines expansion and acquisition lending, a franchise-focused corporate charge card, and an AI-powered accounting suite so multi-unit operators - the people running dozens of Burger Kings, Dunkins, or Wendy's - can get capital faster and see real-time financials without waiting for month-end reports. Founded in 2023 and led by former Visa and Stripe executive Sohel Roopani, Exponent serves 100+ operators representing over 10,000 locations and raised $40M in equity and credit in 2026.

- **Founded:** 2023
- **Headquarters:** New York, New York, United States
- **Founders:** Sohel Roopani (CEO & Co-founder)
- **Team size:** ~11 employees (2026)
- **Products:** Franchise Loans, Corporate Charge Card, AI Accounting Suite
- **Notable:** Raised $40M+ in combined equity and credit in 2026., Grew revenue approximately 800% year-over-year since commercial launch in 2025., Onboarded 100+ multi-unit operators representing over 10,000 locations.

## Products & services

- **Franchise Loans** — Expansion and acquisition lending for new unit build-outs, franchise acquisitions, remodels, and bridge financing. Streamlined applications with 3-4 week funding, centralized deal rooms, and underwriting based on operational performance rather than credit scores alone.
- **Corporate Charge Card** — A franchise-focused corporate charge card with up to 3% cashback, real-time transaction tracking, automatic accounting categorization, multi-entity controls, and support for newly-issued EINs.
- **AI Accounting Suite** — AI-powered bookkeeping delivering real-time P&L statements and financial analytics at under $250 per location per month, versus a typical $350-$1,000, backed by U.S.-based accountants. Piloting from late summer 2026.

## Achievements

- Raised $40M+ in combined equity and credit in 2026.
- Grew revenue approximately 800% year-over-year since commercial launch in 2025.
- Onboarded 100+ multi-unit operators representing over 10,000 locations.
- Secured a $20M revolving credit facility from Jovian Capital Management.
- Attracted backing from an NBA star (Kyle Kuzma) alongside institutional fintech investors.

## Latest updates

- **2026-05** — Announced $40M raise ($7.5M Series A equity led by Chailease plus $30M+ in credit facilities) to build the financial operating system for franchise operators.
- **2026-02** — Secured a $20M revolving credit facility from Jovian Capital Management to expand small-business and franchise lending.
- **2026** — Announced AI accounting suite piloting from late summer 2026 at under $250 per location per month.

## Links

- Website: https://exponentfi.com
- LinkedIn: https://www.linkedin.com/company/exponentfi/

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Profile page: https://yespress.io/exponent
Published by YesPress — https://yespress.io
Last updated: 2026-07-21