# Experian

> Experian is a Dublin-headquartered global data and technology company that turns credit, identity, vehicle, healthcare and marketing data into decisions for businesses while giving consumers tools to monitor credit, protect identity, compare financial products and improve financial health. Its unusual two-sided model combines a large B2B data and decisioning operation with a free consumer platform serving more than 215 million members, producing FY2026 revenue of $8.445 billion.

- **Founded:** 1996
- **Headquarters:** Dublin, Ireland
- **Founders:** Sir John Peace (Co-founder and former chairman)
- **Team size:** Approximately 25,200 employees across 33 countries as of FY2026.
- **Products:** Consumer credit reports, scores and monitoring, Experian Boost, IdentityWorks and identity protection, Experian Smart Money, Financial marketplaces
- **Notable:** Became an independent London Stock Exchange-listed company in 2006 and is a constituent of the FTSE 100., Reached more than 215 million free consumer members globally by FY2026., Reported FY2026 statutory revenue of $8.445 billion and ongoing organic revenue growth of 8%.

## Products & services

- **Consumer credit reports, scores and monitoring** — Free and paid tools help people see their Experian credit file and score, monitor changes and understand actions that may affect financial health.
- **Experian Boost** — A free feature that lets eligible utility, telecom and other recurring payments contribute positive history to an Experian credit file, with the possibility of an instant score increase.
- **IdentityWorks and identity protection** — Credit and identity monitoring, alerts, dark-web surveillance, insurance and fraud-resolution services for consumers and partner organizations.
- **Experian Smart Money** — A digital checking account and debit-card experience designed to connect everyday payments with credit-building tools.
- **Financial marketplaces** — Personalized comparison and referral experiences for credit cards, loans, auto insurance and, through the Own Up acquisition, mortgages.
- **Ascend Platform** — A cloud-based analytics and decisioning environment that lets organizations combine Experian data with their own data to build, test and deploy models and strategies.
- **PowerCurve** — Decisioning software for automating credit, fraud and customer-management policies across the account lifecycle.
- **Fraud and identity services** — Tools including Precise ID and CrossCore help verify identities, orchestrate fraud controls, reduce account-opening risk and support regulatory compliance.
- **Automotive data** — Vehicle history, valuation, registration, ownership and market intelligence products used by dealers, lenders, insurers and manufacturers.
- **Experian Health** — Healthcare revenue-cycle, patient-access, identity and payment tools intended to simplify administrative work for providers and patients.
- **Marketing Services** — Identity resolution, audience activation, data quality and measurement services that help brands find and engage customers across channels.
- **Experian Agent Trust** — An identity and authorization framework designed to bind verified people, devices and AI agents for accountable autonomous transactions.

## Achievements

- Became an independent London Stock Exchange-listed company in 2006 and is a constituent of the FTSE 100.
- Reached more than 215 million free consumer members globally by FY2026.
- Reported FY2026 statutory revenue of $8.445 billion and ongoing organic revenue growth of 8%.
- Built proprietary data coverage spanning more than 1.5 billion consumers and more than 175 million businesses.
- Completed most of its cloud migration in North America and Brazil, excluding Health, during FY2026.
- Ranked among Fortune and Great Place to Work's World's Best Workplaces in 2024 and 2025.
- Experian Assistant received a 2025 BIG Innovation Award in the Products for Financial Services category.
- Launched Experian Boost in 2019, giving eligible consumers a way to add positive recurring-payment history to their credit files.

## Latest updates

- **2026-07** — Fastly joined the Experian Agent Trust ecosystem to move AI-agent identity and authorization decisions closer to the network edge.
- **2026-07** — Experian reported first-quarter FY2027 trading and continued to guide for 6%-8% organic revenue growth for the year.
- **2026-06** — Experian launched Agent Operating System, an agentic-AI environment for financial-services workflows.
- **2026-06** — The company brought personal-loan shopping to ChatGPT through a conversational experience.
- **2026-05** — FY2026 results showed $8.445 billion in statutory revenue, 8% organic growth from ongoing activities and more than 215 million free consumer members.
- **2026-02** — Experian acquired AtData, adding real-time email intelligence and a dataset covering more than 10 billion email addresses.
- **2026** — Experian acquired Own Up, an AI-powered mortgage-shopping platform, expanding its consumer marketplace into home lending.

## Links

- Website: https://www.experian.com/
- LinkedIn: https://www.linkedin.com/company/experian
- Twitter/X: https://twitter.com/Experian
- YouTube: https://www.youtube.com/user/experianUS
- Instagram: https://www.instagram.com/experian/
- Facebook: https://www.facebook.com/experiannews

---

Profile page: https://yespress.io/experian
Published by YesPress — https://yespress.io
Last updated: 2026-08-11