# Eventual

> Eventual is a New York-based climate fintech that helps American property owners escape the whiplash of rising home insurance costs. Its flagship product, the Premium Lock Guarantee, uses AI models trained on data from 20 million homes and 150,000 commercial properties to forecast how a property's insurance premiums will move over the next several years - and reimburses homeowners when their bills climb past that forecast. Sold through a network of more than 1,000 independent insurance agents and available in all 50 states, Eventual turns unpredictable, climate-driven premium spikes into a fixed, multi-year expectation. The company raised a $7.5 million seed round in July 2025 led by AlleyCorp and Upfront Ventures.

- **Founded:** 2023
- **Headquarters:** New York, United States
- **Founders:** Dylan DiMarchi (Co-Founder & CEO), Youssef Doss (Co-Founder)
- **Team size:** ~19 employees
- **Products:** Premium Lock Guarantee, Climate Insurance Forecasting Model
- **Notable:** Raised a $7.5 million seed round in July 2025 led by AlleyCorp and Upfront Ventures., Launched Premium Lock Guarantee, described as the first product offering long-term insurance price predictability for U.S. real estate owners., Built forecasting models trained on data from ~20 million homes and 150,000 commercial properties.

## Products & services

- **Premium Lock Guarantee** — A three-year price guarantee on home insurance. Eventual forecasts a property's insurance premiums over three years (the Payout Threshold, which varies by address) and reimburses the homeowner via ACH for any premiums that exceed that threshold. It works across carriers, covers homeowner (HO) and dwelling (DP) policies, and is available in all 50 states. Homeowners can switch insurance carriers while keeping the guarantee active, since it follows the property rather than the policy.
- **Climate Insurance Forecasting Model** — An AI and machine-learning platform trained on historical and current data from roughly 20 million residential homes and 150,000 commercial properties. It predicts how insurance premiums for specific U.S. properties will evolve up to five years into the future, powering both the Premium Lock product and risk insight for property owners and insurers.

## Achievements

- Raised a $7.5 million seed round in July 2025 led by AlleyCorp and Upfront Ventures.
- Launched Premium Lock Guarantee, described as the first product offering long-term insurance price predictability for U.S. real estate owners.
- Built forecasting models trained on data from ~20 million homes and 150,000 commercial properties.
- Appointed 1,000+ independent insurance agents and made the product available in all 50 states.

## Latest updates

- **2025-07** — Raised $7.5M seed round from AlleyCorp and Upfront Ventures and announced the launch of the Premium Lock Guarantee, available in all 50 states.

## Links

- Website: https://eventualclimate.com
- LinkedIn: https://www.linkedin.com/company/eventualclimate

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Profile page: https://yespress.io/eventual
Published by YesPress — https://yespress.io
Last updated: 2026-08-06