# Equifax

> Equifax is an Atlanta-based public data, analytics and technology company whose credit, employment, income, identity and fraud signals help lenders, employers, government agencies and other businesses make decisions. Best known to consumers as one of the three major U.S. credit bureaus, it also runs The Work Number, sells risk and verification tools through enterprise and API channels, provides HR compliance services, and offers consumer credit monitoring and identity-protection products.

- **Founded:** 1899
- **Headquarters:** Atlanta, United States
- **Founders:** Cator Woolford (Co-founder), Guy Woolford (Co-founder)
- **Team size:** Nearly 15,000 employees worldwide
- **Products:** Consumer credit information, The Work Number, Workforce Solutions, Identity and fraud solutions, Equifax Ignite
- **Notable:** Grew from an Atlanta credit-investigation business founded in 1899 into a public global data company operating or investing in 24 countries., Completed a cloud transformation backed by more than $3 billion of investment., Reported $6.0745 billion in 2025 operating revenue, up 7% year over year.

## Products & services

- **Consumer credit information** — Credit reports, scores, attributes, monitoring, disputes, freezes and tools that help consumers and lenders understand credit history.
- **The Work Number** — An employer-contributed database and verification service for employment and income, refreshed as participating payroll data arrives.
- **Workforce Solutions** — Employment, income, education and background verification plus employer services for onboarding, I-9, unemployment, tax forms, tax credits and ACA compliance.
- **Identity and fraud solutions** — Identity proofing, authentication, synthetic-identity detection, account protection and real-time fraud decisioning, including Luminate.
- **Equifax Ignite** — A cloud analytics environment for connecting Equifax, customer and third-party data, building models and deploying insights.
- **Equifax Amplify AI** — An intelligence accelerator introduced to apply patented AI methods, proprietary data and cloud infrastructure to Equifax products and services.
- **Synthetic Identity Risk** — An AI-assisted fraud product designed to help organizations detect synthetic identities in applications and accounts.
- **Commercial services** — Business credit scoring, reports, marketing data, KYB verification and portfolio risk tools delivered through direct sales and APIs.
- **Consumer identity protection** — Paid and free products for credit monitoring, alerts, report locking and identity-theft protection.

## Achievements

- Grew from an Atlanta credit-investigation business founded in 1899 into a public global data company operating or investing in 24 countries.
- Completed a cloud transformation backed by more than $3 billion of investment.
- Reported $6.0745 billion in 2025 operating revenue, up 7% year over year.
- Held more than 750 issued or pending patents globally by June 2026, including more than 180 supporting explainable AI techniques.
- Built a cloud data fabric that the company says ingests 20 billion records per month and orchestrates more than 250 billion keyed and linked records.
- Made Workforce Solutions its largest reporting segment, contributing 43% of 2025 revenue.
- Reported a 16% new-product Vitality Index in the second quarter of 2026, above its 10% long-term goal.

## Latest updates

- **2026-07** — Reported second-quarter revenue of $1.700 billion, up 11% year over year, and raised its 2026-2028 AI-driven cost-reduction target to $150 million.
- **2026-07** — Signed an agreement to acquire Mexico's Círculo de Crédito for a $750 million enterprise value, with closing expected in the fourth quarter of 2026 subject to conditions.
- **2026-06** — Added 39 global patents in the first half of 2026, taking the portfolio above 750 issued or pending patents.
- **2026-05** — Expanded its identity and fraud partnership with GBG into the United States.
- **2026-04** — Partnered with Ataeva on credit-card spend and yield tools for financial institutions.
- **2026-01** — Introduced an enhanced Synthetic Identity Risk product using AI capabilities to help businesses identify synthetic identity fraud.

## Links

- Website: https://www.equifax.com/
- LinkedIn: https://www.linkedin.com/company/equifax
- Twitter/X: https://twitter.com/equifax
- YouTube: https://www.youtube.com/user/Equifax
- Instagram: https://www.instagram.com/equifax/
- Facebook: https://www.facebook.com/Equifax/

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Profile page: https://yespress.io/equifax
Published by YesPress — https://yespress.io
Last updated: 2026-08-12