# Episode Six

> Episode Six provides enterprise card issuing, payment processing and ledger infrastructure to banks, fintechs and brands. Its configurable, API-based platform supports products including credit and debit cards, virtual accounts, wallets and installments, and can operate alongside existing banking systems. In October 2026, the company reported operations in over 50 countries and more than 80 enterprise customers.

- **Founded:** 2015
- **Headquarters:** Austin, United States
- **Founders:** John Mitchell (CEO and Co-Founder), Chermaine Hu (CFO and Co-Founder), Futeh Kao (CTO and Co-Founder)
- **Products:** TRITIUM, Issuer processing, Parallel Ledger, Virtual accounts and multi-currency accounts, Business Now, Pay Later
- **Notable:** CIMB Vietnam migration covered nearly one million cards and completed in under seven months, announced September 2025., Berkeley Payment migration completed in under five months, announced May 2025., Raised a US$48 million Series C in May 2023.

## Products & services

- **TRITIUM** — Proprietary configurable payment processing and ledger platform, accessed through APIs and extensible through plugins.
- **Issuer processing** — Infrastructure for prepaid, debit, credit, commercial, installment and virtual card programs with configurable controls and tokenization.
- **Parallel Ledger** — A real-time ledger alongside existing core banking systems for new product logic, virtual accounts, wallets, lending and deposits.
- **Virtual accounts and multi-currency accounts** — Configurable account structures supporting financial products and multi-currency balances.
- **Business Now, Pay Later** — Infrastructure enabling financial institutions to offer installment products to businesses.
- **FIS International Issuing Hub** — Joint cloud-native issuing offering combining FIS distribution and capabilities with Episode Six processing.
- **E6 Token Control Ledger** — Bank-side system of record for issuance, ownership, movement and redemption of tokenized deposits and stablecoins.
- **Verified Backing** — Technology control checking recorded backing at issuance and token status at redemption for supported bank-issued tokens; does not hold or attest to reserves.

## Achievements

- CIMB Vietnam migration covered nearly one million cards and completed in under seven months, announced September 2025.
- Berkeley Payment migration completed in under five months, announced May 2025.
- Raised a US$48 million Series C in May 2023.
- Longstanding customer Japan Airlines invested in March 2025.
- Reported operations in more than 50 countries and more than 80 enterprise customers in October 2026.
- Recognized on Built In’s 2026 Austin Best Midsize Places to Work list.

## Latest updates

- **2026-10** — October 23: published an explainer on Swift’s shared ledger; an editorial blog post, not an announcement of a Swift partnership.
- **2026-10** — October 19: Bitown selected Episode Six for a planned Hong Kong card platform; potential US expansion is prospective.
- **2026-10** — October 15: launched Verified Backing within the E6 Token Control Ledger.
- **2026-09** — September 24: launched E6 Token Control Ledger.
- **2026-07** — Announced Singapore AI Centre of Excellence supported through AWS AI Springboard; work began in July, with a first product expected in Q4 2026.
- **2026-07** — July 7: announced Decisionly dispute-automation partnership.
- **2026-04** — April 1: announced Rain partnership, beginning with Asia-Pacific expansion.

## Links

- Website: https://episodesix.com
- LinkedIn: https://www.linkedin.com/company/episode-six/
- Twitter/X: https://twitter.com/e6_technology

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Profile page: https://yespress.io/episode-six
Published by YesPress — https://yespress.io
Last updated: 2026-10-25