# Emma Zhang

> Emma Zhang is the founder and CEO of PactFi, a New York fintech building secure, end-to-end operational infrastructure for the private credit market. A former Deutsche Bank credit banker who worked in Hong Kong and New York, she launched PactFi in 2023 to replace the email-and-spreadsheet workflows that still govern trillion-dollar private credit deals. Under her leadership the company has processed more than $300 billion in deal volume, serves eight of the top 20 credit asset managers, and raised a $25 million Series A in March 2026 led by 7RIDGE.

- **Role:** Founder & CEO at PactFi
- **Organizations:** PactFi, Bond.One, Deutsche Bank
- **Education:** University of Sydney
- **Known for:** Founded PactFi and scaled it to process more than $300 billion in private credit deal volume since 2023, Built a platform used by more than 2,600 users representing over 3,000 fund entities, Won adoption from eight of the top 20 credit asset managers, representing a combined $3.4 trillion in AUM

## Career timeline

- **Early career** — Associate in structured credit and leveraged finance at Deutsche Bank, working across Hong Kong and New York
- **Pre-PactFi** — Head of Product at Bond.One
- **2023** — Founded PactFi and took it into production, providing end-to-end operational infrastructure for private credit
- **2026** — Raised $25M Series A led by 7RIDGE Ecosystem Impact Fund, with participation from Vestigo Ventures

## Achievements

- Founded PactFi and scaled it to process more than $300 billion in private credit deal volume since 2023
- Built a platform used by more than 2,600 users representing over 3,000 fund entities
- Won adoption from eight of the top 20 credit asset managers, representing a combined $3.4 trillion in AUM
- Raised a $25 million Series A in March 2026 led by 7RIDGE Ecosystem Impact Fund
- Built one of the most visible women-led fintechs in the private credit infrastructure space

## Latest updates

- **2026-03** — PactFi raised a $25M Series A led by 7RIDGE Ecosystem Impact Fund to expand product, go-to-market, AI-driven R&D, and hiring.

## Links

- Website: https://pactfi.com
- LinkedIn: http://www.linkedin.com/in/emma-zhang-57035a33

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Profile page: https://yespress.io/emma-zhang
Published by YesPress — https://yespress.io
Last updated: 2026-07-17