# Elements Financial

> Elements Financial is an Indianapolis-based, member-owned federal credit union founded by Eli Lilly management in 1930. It offers deposits, consumer and commercial lending, digital banking, and access to investment services, pairing employer partnerships with financial education and shared branch and ATM networks.

- **Founded:** 1930
- **Headquarters:** Indianapolis, United States
- **Founders:** Management of Eli Lilly and Company (Founding sponsor and organizers)
- **Products:** Checking accounts, Savings, certificates and IRAs, Consumer and mortgage lending, Visa credit cards, Digital Banking
- **Notable:** Organized on October 2, 1930 with 86 original members., Expanded beyond a single employer through At Work Financial Services in 2008., Reached $2 billion in total assets in 2020, according to its history.

## Products & services

- **Checking accounts** — High Interest Checking, Basic Checking, and Student Edge Checking for everyday banking.
- **Savings, certificates and IRAs** — Member Savings establishes membership; other deposit products serve different balances and savings horizons.
- **Consumer and mortgage lending** — Auto, personal, student, stock-secured and home equity loans, plus mortgage options including a first-time homebuyer program.
- **Visa credit cards** — Rewards, cash rewards, platinum and secured options, with affinity cards for Butler University and the Indianapolis Indians.
- **Digital Banking** — Account management, mobile check deposits, payments, integrated card controls, budgeting, savings goals and secure user access. The upgraded platform launched in September 2026.
- **Commercial banking** — Business deposits and lending, with digital banking and treasury management tools for small and mid-sized businesses.
- **Elements Wealth Management** — Financial planning and investment services through LPL Financial representatives; securities and insurance are not NCUA-insured and may lose value.
- **Financial wellness education and credit counseling** — Free confidential credit counseling, employer workshops, educational articles, calculators and the Better Money podcast.
- **Bright Futures Youth Program** — Youth financial education and banking program introduced in July 2025.

## Achievements

- Organized on October 2, 1930 with 86 original members.
- Expanded beyond a single employer through At Work Financial Services in 2008.
- Reached $2 billion in total assets in 2020, according to its history.
- Announced $100,000 in grants to four nonprofits in December 2025.
- Named to Indiana’s Best Places to Work list for the twelfth time in 2022, according to its news archive.

## Latest updates

- **2026-09** — Upgraded Digital Banking arrived with integrated card management, centralized documents and financial wellness tools; current tutorials describe the migration steps.
- **2026-08** — Announced the September 9 digital banking launch and retirement of desktop remote deposit capture for retail members.
- **2026-03** — Joined the National Member Protection Initiative with Charm Security and Curql Collective.
- **2025-12** — Announced $100,000 in grants to four nonprofits, including $27,500 for Englewood CDC to furnish 11 housing units.

## Links

- Website: https://www.elements.org/
- LinkedIn: https://www.linkedin.com/company/elements-financial
- Twitter/X: https://twitter.com/elementscu
- Facebook: https://www.facebook.com/elementsfinancial

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Profile page: https://yespress.io/elements-financial
Published by YesPress — https://yespress.io
Last updated: 2026-10-24