# Drew Edwards

> Drew Edwards is the founder and CEO of Ingo, the business operating under the Ingo Money and Ingo Payments brands. Based in Alpharetta, Georgia, he built on a career at the Federal Reserve Bank of Atlanta, The Bankers Bank, and Towne Services to develop mobile check services and payment infrastructure. His public commentary focuses on risk management, dependable banking operations, and making earned money available when people need it.

- **Role:** Founder and CEO at Ingo Money / Ingo Payments
- **Organizations:** Ingo Money, Ingo Payments, Towne Services, Inc., Federal Reserve Bank of Atlanta, The Bankers Bank, Skylight Financial
- **Education:** Bachelor of Business Administration (B.B.A.), LaGrange College, Associate of Business Administration (A.B.A.), Reinhardt University
- **Known for:** Founded Ingo in 2001 and led its evolution from branch operations into digital payments infrastructure., Founded and led publicly traded Towne Services, which provided solutions to more than 1,000 financial institutions., Led Ingo through its 2024 acquisition of Deposits Inc.

## Career timeline

- **Before 2001** — Held management roles at the Federal Reserve Bank of Atlanta and The Bankers Bank; founded and led Towne Services and served on the board of Skylight Financial.
- **2001** — Founded Ingo; early operations included twelve Atlanta-area bank branches serving Latino customers.
- **2013** — Ingo announced commercial launch of its mobile service with Visa following its beta program.
- **2024-01** — Introduced Ingo Payments as the brand for banks and corporate customers.
- **2024-08** — Ingo acquired Deposits Inc.; the transaction closed August 30.
- **2025-06** — Ingo received Best Embedded Payments Solution at BankingTech Awards USA; Edwards moderated a bank-fintech collaboration panel at DIGITAL BANKING.
- **2025-11** — Discussed the Wage to Wallet Index developed with PYMNTS Intelligence.
- **2026-02** — Ingo announced an instant account funding partnership with Elektra USA.

## Achievements

- Founded Ingo in 2001 and led its evolution from branch operations into digital payments infrastructure.
- Founded and led publicly traded Towne Services, which provided solutions to more than 1,000 financial institutions.
- Led Ingo through its 2024 acquisition of Deposits Inc.
- Ingo received the BankingTech Awards USA Best Embedded Payments Solution award in 2025.
- Ingo appeared on the Inc. 5000 in 2017, 2018, and 2019.

## Latest updates

- **2026-02** — Ingo announced that Elektra USA would use its instant account funding solution for U.S. Elektra Go customers.
- **2026-01** — In a PYMNTS essay, Edwards returned to the needs of workers served by Ingo’s early Atlanta branches and emphasized the importance of payment timing.
- **2025-11** — Published a discussion of the Wage to Wallet Index and an anecdote about a family member waiting on multiple payments.

## Links

- Website: https://ingopayments.com/
- LinkedIn: https://www.linkedin.com/in/drewedwards/

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Profile page: https://yespress.io/drew-edwards
Published by YesPress — https://yespress.io
Last updated: 2026-10-27