# David Yowan

> David L. Yowan is a Navient board member and former president and CEO, having led the company from May 2023 until June 2026. Previously executive vice president and corporate treasurer at American Express, he helped diversify its funding and navigate the 2008-2009 financial crisis. At Navient, his tenure centered on outsourcing servicing, exiting business processing and reducing corporate costs.

- **Role:** Board member at Navient Corporation
- **Organizations:** Navient Corporation, American Express Company, Citicorp, Ayco Corporation
- **Education:** Bachelor’s degree in economics, College of William & Mary, Master of Management, Northwestern University, Kellogg School of Management
- **Known for:** Helped transform American Express’s funding profile through diversified funding sources and deposit-taking activities., By April 2017, American Express deposit activities associated with his treasury leadership had attracted more than $50 billion, including more than $30 billion in online consumer deposits., Led the first phase of Navient’s strategic transformation, including servicing outsourcing, business processing divestitures and changes to corporate functions.

## Career timeline

- **Before 1987** — Worked at Ayco Corporation before his Citicorp career; exact employment dates are not established.
- **1987-1998** — Served in Citicorp/Citigroup consumer banking, including as senior vice president of North American Consumer Bank Treasury.
- **1999** — Joined American Express; held senior treasury management roles through 2006.
- **2006-2022** — Executive vice president and corporate treasurer of American Express.
- **2008-2009** — Helped American Express navigate the financial crisis and its transition into a bank holding company.
- **2017** — Joined Navient’s board; appointment announced April 4. Later chaired its Audit Committee and served on its Risk Committee.
- **2023-05** — Succeeded Jack Remondi as Navient president and CEO, effective May 15.
- **2024-01** — Announced a plan to outsource loan servicing, explore divesting business processing and streamline corporate functions.
- **2024-05** — Finalized an agreement to transition student loan servicing to MOHELA.
- **2025-02** — Navient completed its Government Services sale, completing its exit from business processing.
- **2026-06** — Stepped down as Navient president and CEO on June 5, remaining on the board; Edward Bramson became president and CEO.

## Achievements

- Helped transform American Express’s funding profile through diversified funding sources and deposit-taking activities.
- By April 2017, American Express deposit activities associated with his treasury leadership had attracted more than $50 billion, including more than $30 billion in online consumer deposits.
- Led the first phase of Navient’s strategic transformation, including servicing outsourcing, business processing divestitures and changes to corporate functions.
- Served as chair of Navient’s Audit Committee before becoming CEO.

## Latest updates

- **2026-06** — Edward Bramson succeeded Yowan as president and CEO on June 5; Yowan remained a director.
- **2026-04** — Navient announced Yowan’s planned return to a board-only role after the first phase of its transformation.
- **2025-11** — Yowan was named as a participant in Navient’s November 19 strategy webcast alongside Edward Bramson and Earnest executive Matt Palese.

## Links

- Website: https://www.navient.com/about/our-people/
- LinkedIn: https://www.linkedin.com/in/david-yowan-183676155

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Profile page: https://yespress.io/david-yowan
Published by YesPress — https://yespress.io
Last updated: 2026-10-22