# David Allen Capital

> David Allen Capital is a small-business funding broker whose BankBreezy platform connects applicants with multiple funding providers. Independent brokers refer customers, while a central funding team handles offers. Its services include working capital, preferred funding, revolving credit, micro funding, and payment processing.

- **Founded:** 2015
- **Headquarters:** Milford, United States
- **Founders:** David Rutz (Founder and CEO)
- **Products:** BankBreezy business funding, CoreRate Preferred Funding, Business line of credit, Instant micro funding, Payment processing
- **Notable:** Founded in 2015, as listed by the official company LinkedIn page., BankBreezy gives applicants access to a company-reported panel of 20+ funding providers., David Rutz’s Entrepreneur Spotlight appearance was announced in November 2025.

## Products & services

- **BankBreezy business funding** — Single-application matching to multiple funding providers; DAC advertises standard business funding from $10,000 to $2 million, subject to underwriting.
- **CoreRate Preferred Funding** — Funding for established businesses meeting advertised criteria of two years in business, $15,000 monthly sales and 680 FICO; two early-payoff discount options.
- **Business line of credit** — Revolving business credit advertised up to $150,000, with weekly repayment and separate preferred monthly options.
- **Instant micro funding** — Smaller-business and gig-worker funding using online application and bank verification; published minimums include $3,000 monthly bank revenue and three months in business. Published funding limits differ across pages.
- **Payment processing** — Standard processing and dual pricing with different cash and card prices to offset merchant processing costs.

## Achievements

- Founded in 2015, as listed by the official company LinkedIn page.
- BankBreezy gives applicants access to a company-reported panel of 20+ funding providers.
- David Rutz’s Entrepreneur Spotlight appearance was announced in November 2025.

## Latest updates

- **2025-11** — A November 4 press release announced David Rutz’s Entrepreneur Spotlight interview about DAC and BankBreezy.
- **2026-07** — In a July 23 Trustpilot response, David Rutz explained that prequalification estimates are subject to verification and final lender underwriting.

## Links

- Website: https://davidallencapital.com/
- LinkedIn: https://www.linkedin.com/company/official-davidallencapital
- YouTube: https://www.youtube.com/@DACBrokerChannel

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Profile page: https://yespress.io/david-allen-capital
Published by YesPress — https://yespress.io
Last updated: 2026-10-25