# Dave Ramsey

> Dave Ramsey is a nationally syndicated radio host, 9x national bestselling author, and founder and CEO of Ramsey Solutions. Reaching over 18 million listeners weekly through The Ramsey Show, he built a personal finance empire from personal bankruptcy into a company generating a record $300 million in 2025. His 7 Baby Steps and debt snowball method have guided millions of Americans toward financial freedom.

- **Role:** Founder and CEO at Ramsey Solutions
- **Organizations:** Ramsey Solutions, The Ramsey Show, Financial Peace University, EveryDollar
- **From:** Maryville, Tennessee, USA
- **Nationality:** American
- **Education:** Bachelor of Science in Finance and Real Estate, University of Tennessee at Knoxville, High School Diploma, Antioch High School
- **Known for:** 9x national bestselling author including multiple New York Times #1 bestsellers, Host of The Ramsey Show, reaching over 18 million listeners weekly on 600+ radio stations, Founded Ramsey Solutions, which generated a record $300 million in 2025

## Career timeline

- **1978** — Passed real estate exam at age 18 and began buying and selling property
- **1982** — Married Sharon; continued building real estate portfolio
- **1986** — Accumulated real estate portfolio worth over $4 million
- **1988** — Filed Chapter 7 bankruptcy after lender called promissory notes due to 1987 Competitive Equality Banking Act
- **1991** — Founded Lampo Group (later renamed Ramsey Solutions)
- **1992** — Self-published first book, Financial Peace
- **1994** — Launched Financial Peace University nine-lesson course
- **1996** — Became sole host of his national radio program
- **1999** — Show renamed The Dave Ramsey Show; published More Than Enough
- **2003** — Published The Total Money Makeover, a New York Times bestseller
- **2007** — Launched television show on Fox Business Network
- **2010** — Fox Business television show concluded
- **2011** — Published Dave Ramsey's Complete Guide to Money and EntreLeadership
- **2014** — Co-authored Smart Money Smart Kids with daughter Rachel Cruze
- **2015** — Inducted into the National Radio Hall of Fame
- **2021** — Published Baby Steps Millionaires; sold Franklin, TN mansion for $10.2 million
- **2025** — Published Build a Business You Love, a #1 national bestseller; company reports record $300M revenue
- **2026** — Announced new book Stop Talking, Start Communicating (April 2026); relaunched EveryDollar budgeting app

## Achievements

- 9x national bestselling author including multiple New York Times #1 bestsellers
- Host of The Ramsey Show, reaching over 18 million listeners weekly on 600+ radio stations
- Founded Ramsey Solutions, which generated a record $300 million in 2025
- Inducted into the National Radio Hall of Fame in 2015
- Financial Peace University has helped over 10 million people get out of debt
- Built Ramsey Solutions from a one-person operation to over 1,000 employees
- EveryDollar budgeting app with millions of users
- The Ramsey Show YouTube channel with millions of subscribers
- Rebuilt personal wealth after bankruptcy to an estimated net worth of $200M+

## Latest updates

- **2026-04** — New book 'Stop Talking, Start Communicating' released, drawing on DISC communication framework from decades of leadership experience
- **2026-01** — Ramsey Solutions relaunched EveryDollar budgeting app with goal to drive $20 billion/year in financial transformation by 2030
- **2025-04** — Published 'Build a Business You Love,' which hit #1 national bestseller within two weeks of release
- **2025-01** — Ramsey Solutions reported record revenue of $300 million in 2025, per Ramsey's own statement on The School of Hard Knocks YouTube channel

## Links

- Website: https://www.ramseysolutions.com/dave-ramsey
- Twitter/X: https://x.com/DaveRamsey
- YouTube: https://www.youtube.com/@TheRamseyShow
- Instagram: https://www.instagram.com/daveramsey/
- Facebook: https://www.facebook.com/daveramsey/

---

Profile page: https://yespress.io/dave-ramsey
Published by YesPress — https://yespress.io
Last updated: 2026-06-01