# Curative

> Curative is an Austin-based health insurance company that pivoted from being one of the largest U.S. COVID-19 testing providers into an employer-sponsored health plan with a simple promise: $0 copays, $0 deductibles, and $0 out-of-pocket costs for in-network care, provided members complete an annual preventive Baseline Visit. Founded in 2020 by Fred Turner, Isaac Turner, and Vlad Slepnev, the company packages insurance, pharmacy, telehealth, and care navigation into a single monthly premium aimed at removing the financial friction that keeps people from using their coverage.

- **Founded:** 2020
- **Headquarters:** Austin, Texas, United States
- **Founders:** Fred Turner (Co-Founder & CEO), Isaac Turner (Co-Founder & CTO), Vlad Slepnev (Co-Founder)
- **Team size:** ~1,100 employees (2025); peaked above 3,000 during COVID testing operations in 2021
- **Products:** Curative Health Plan, Baseline Visit, Curative Pharmacy, Curative Telehealth, Care Navigation
- **Notable:** Processed nearly 10% of all U.S. COVID-19 tests at the pandemic's peak (2020-2021), Pivoted from COVID testing to a full health insurance company, launching its $0 copay / $0 deductible plan in 2022-2023, Raised $150M Series B and reached a ~$1.3B valuation (late 2025)

## Products & services

- **Curative Health Plan** — Employer-sponsored health insurance (for groups of 51+ employees) with a single monthly premium and $0 copays, $0 deductibles, and $0 out-of-pocket costs for in-network care when members complete an annual Baseline Visit.
- **Baseline Visit** — A no-cost annual preventive health visit that members complete to unlock the plan's zero out-of-pocket benefits, designed to catch issues early and steer members toward primary care.
- **Curative Pharmacy** — Integrated pharmacy benefit with a large drug formulary and delivery, offered at $0 cost for covered medications within the plan.
- **Curative Telehealth** — Virtual primary and urgent care launched in 2025, giving members nationwide access to providers and care navigators.
- **Care Navigation** — Dedicated care navigators who help members find in-network providers, schedule appointments, and avoid out-of-pocket surprises.

## Achievements

- Processed nearly 10% of all U.S. COVID-19 tests at the pandemic's peak (2020-2021)
- Pivoted from COVID testing to a full health insurance company, launching its $0 copay / $0 deductible plan in 2022-2023
- Raised $150M Series B and reached a ~$1.3B valuation (late 2025)
- Grew to 1,200+ employer clients and 165,000+ members
- A- (Excellent) Financial Strength Rating from AM Best for three consecutive years
- Named to Fast Company's Most Innovative Companies in Healthcare (2025)
- dot.LA 'Pivot of the Year' (2020) and Medtech Breakthrough 'Best Medtech Startup' (2021)

## Latest updates

- **2025-12** — Raised $150 million Series B funding, reaching a valuation of nearly $1.3 billion.
- **2025-01** — Renewed its A- (Excellent) Financial Strength Rating from AM Best for the third consecutive year.
- **2025-01** — Launched Curative Telehealth for virtual primary and urgent care.
- **2024-08** — Expanded the $0 copay / $0 deductible health plan into Georgia.

## Links

- Website: https://curative.com
- LinkedIn: https://www.linkedin.com/company/curativeinc
- Twitter/X: https://twitter.com/curative_inc
- YouTube: https://www.youtube.com/@curativeinc
- Instagram: https://www.instagram.com/curative_inc/

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Profile page: https://yespress.io/curative
Published by YesPress — https://yespress.io
Last updated: 2026-06-15