# Creizer

> Creizer is a Mexico City fintech providing revenue-based financing to online sellers across Latin America. Often described as the Clear.co (formerly Clearbanc) for LATAM, it underwrites credit using a seller's daily sales and store metrics rather than traditional collateral, then collects repayment as a percentage of ongoing sales with no fixed installments or interest rates. Founded in 2021 by Emiliano Musalem and part of Y Combinator's Winter 2022 batch, Creizer offers credit lines from roughly 30,000 pesos up to several million, targeting the more than 80% of Latin American SMEs that lack access to conventional bank loans.

- **Founded:** 2021
- **Headquarters:** Mexico City, Mexico
- **Founders:** Emiliano Musalem (Founder & CEO)
- **Team size:** ~19-26 employees
- **Products:** Revenue-based financing, Sales-metrics underwriting, Growth capital for inventory & marketing
- **Notable:** Accepted into Y Combinator's Winter 2022 batch, Financed 500+ online sellers in Mexico within roughly two years, Reported ~$2.9M revenue by December 2024 with a lean team

## Products & services

- **Revenue-based financing** — Credit lines for online sellers where repayment is a percentage of daily sales, with no fixed installments and no interest rate.
- **Sales-metrics underwriting** — A risk model that pre-approves and prices credit using a store's sales data and performance metrics from platforms like Mercado Libre, Amazon, Shopify and Tiendanube rather than traditional credit history.
- **Growth capital for inventory & marketing** — Working capital sellers deploy into inventory, marketing, logistics and fulfillment, repaid from the sales the capital helps generate.

## Achievements

- Accepted into Y Combinator's Winter 2022 batch
- Financed 500+ online sellers in Mexico within roughly two years
- Reported ~$2.9M revenue by December 2024 with a lean team
- Reported 65% month-over-month growth with consistent excess demand at YC-era
- Built a sales-data underwriting model enabling some sellers to grow up to 7x in a year

## Latest updates

- **2024-12** — Reported roughly $2.9M in revenue with a ~19-person team.
- **2022-09** — Last reported funding activity (Seed) around September 2022.
- **2022-01** — Participated in Y Combinator's Winter 2022 batch.

## Links

- Website: https://creizer.com
- LinkedIn: https://www.linkedin.com/company/creizer
- Twitter/X: https://twitter.com/CreizerMX
- Instagram: https://www.instagram.com/creizermx
- Facebook: https://facebook.com/CreizerMX

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Profile page: https://yespress.io/creizer-yc-w22
Published by YesPress — https://yespress.io
Last updated: 2026-07-31