# Credit Benchmark

> Credit Benchmark is a London- and New York-based financial data analytics company that turns the internal credit risk views of 40+ of the world's largest banks into anonymized, aggregated Credit Consensus Ratings. By pooling the assessments of roughly 20,000 credit analysts, it produces obligor-level ratings and analytics on 110,000+ public and private entities across 160 countries - covering many companies, funds and sovereigns that traditional agencies never rate - and delivers them through a web app, Excel add-in, API and partners such as Bloomberg and Snowflake.

- **Founded:** 2012
- **Headquarters:** London, United Kingdom
- **Founders:** Donal Smith (Co-Founder & Chairman), Mark Faulkner (Co-Founder)
- **Team size:** ~71 employees
- **Products:** Credit Consensus Ratings (CCRs), Credit Risk Dataset, Credit Risk Indices (CRI), IRB Nexus, Distribution & delivery
- **Notable:** Produces Credit Consensus Ratings on 110,000+ entities across 160 countries., Roughly 5x the coverage of traditional rating agencies, with 90%+ of rated entities otherwise unrated., Processes on the order of 1 million rating observations per month from contributing banks.

## Products & services

- **Credit Consensus Ratings (CCRs)** — Obligor-level credit ratings built by aggregating and anonymizing the internal risk views contributed by 40+ global financial institutions; independent of agencies and single-vendor models.
- **Credit Risk Dataset** — Coverage of 110,000+ public and private entities across 160 countries, including corporates, financials, funds and sovereigns - many of them unrated by major agencies.
- **Credit Risk Indices (CRI)** — Dynamic, aggregate indicators tracking credit risk trends across industries, regions and asset classes for market sentiment and early-warning signals.
- **IRB Nexus** — Advanced analytics suite developed with Oliver Wyman to support internal-ratings-based (IRB) model validation and benchmarking.
- **Distribution & delivery** — Access via secure web app, Excel add-in, REST API, flat-file downloads and third-party platforms including Bloomberg, FactSet, Snowflake and AWS.

## Achievements

- Produces Credit Consensus Ratings on 110,000+ entities across 160 countries.
- Roughly 5x the coverage of traditional rating agencies, with 90%+ of rated entities otherwise unrated.
- Processes on the order of 1 million rating observations per month from contributing banks.
- Contributions from 40+ of the world's largest financial institutions and ~20,000 credit analysts.
- Data integrated into Bloomberg, FactSet, Snowflake and AWS.
- Joined the World Economic Forum's Global Innovators community (2022).
- Raised ~$34M across Series A-C from Index Ventures, Balderton Capital and others.

## Latest updates

- **2022-01** — Joined the World Economic Forum's Global Innovators Community, recognizing its role in credit risk innovation.
- **2021-01** — Launched IRB Nexus analytics, developed with Oliver Wyman, for IRB model benchmarking and validation.
- **2020-01** — Credit Benchmark consensus data added to the Bloomberg Terminal and enterprise data services.

## Links

- Website: https://www.creditbenchmark.com
- LinkedIn: https://www.linkedin.com/company/credit-benchmark
- Twitter/X: https://twitter.com/creditbenchmark
- YouTube: https://www.youtube.com/@creditbenchmark

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Profile page: https://yespress.io/credit-benchmark
Published by YesPress — https://yespress.io
Last updated: 2026-07-21