# CrediSmart

> CrediSmart is a Latin American consumer-finance company offering smartphone and retail financing to people with limited access to conventional credit. Its Colombian operation uses a device-locking guarantee, an app and allied stores, and offers follow-on cash loans to eligible returning customers.

- **Founded:** 2017
- **Headquarters:** Bogotá, Colombia
- **Founders:** Miguel Gorostarzu (Founder and CEO)
- **Products:** Smartphone financing / Credi-Block, CrediSmart App, CrediCash, Smart TV and TecnoHome, Libranza / CrediPro
- **Notable:** Company member listing reports more than 500,000 customers., The same listing reports digital-loan growth above 2,500% between 2021 and 2025, without a detailed calculation., Announced a structured facility of up to USD 48 million with Lendable in April 2026.

## Products & services

- **Smartphone financing / Credi-Block** — Retail installment credit secured by the financed handset, with remote locking following nonpayment. The Colombian mobile page advertises down payments from 5%, subject to profile and channel.
- **CrediSmart App** — Payment and installment tracking, customer support and access to eligible additional products.
- **CrediCash** — Cash credit of up to COP 1,200,000 for preapproved customers who have fully repaid earlier financing and meet further conditions.
- **Smart TV and TecnoHome** — Installment financing for televisions and household technology through selected allied stores.
- **Libranza / CrediPro** — Payroll-deducted credit with a separately published rate and fee schedule.

## Achievements

- Company member listing reports more than 500,000 customers.
- The same listing reports digital-loan growth above 2,500% between 2021 and 2025, without a detailed calculation.
- Announced a structured facility of up to USD 48 million with Lendable in April 2026.

## Latest updates

- **2026-04** — Announced the Lendable financing facility.
- **2026-08** — Published an August payroll-loan rate and fee schedule.
- **2026-10** — Published a recap of its participation in Latam Fintech Market, held September 17-18 in Barranquilla.

## Links

- Website: https://www.credismart.co/
- LinkedIn: https://www.linkedin.com/company/credismart/
- Twitter/X: https://x.com/CrediSmart_Col
- YouTube: https://www.youtube.com/@CrediSmartLATAM
- Instagram: https://www.instagram.com/credismartco/
- Facebook: https://www.facebook.com/profile.php?id=61585607534395
- TikTok: https://www.tiktok.com/@credismartco

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Profile page: https://yespress.io/credismart
Published by YesPress — https://yespress.io
Last updated: 2026-10-25