# CredEvolv

> CredEvolv is a fintech SaaS platform that turns declined loan applicants into future closings. It connects lenders' CRMs directly to a network of HUD-certified nonprofit credit and debt counselors, giving credit-challenged borrowers a structured, compliant path to raise their scores and manage debt - so a mortgage 'no' becomes a 'not yet.' Since launching in 2021, the platform has helped 36,000+ consumers, with referred borrowers averaging a 53-point credit score improvement over a roughly 5.5-month program.

- **Founded:** 2021
- **Headquarters:** Naples, Florida, United States
- **Founders:** Jeffrey Walker (Co-Founder & CEO), Steve Romano (Co-Founder & President), Elizabeth Karwowski (Founder of Get Credit Healthy (acquired at launch))
- **Team size:** ~30 employees
- **Products:** Loan Readiness / Credit Success Platform, HUD-Certified Counselor Network, Consumer Credit Solutions, Lender / CRM Integrations
- **Notable:** Helped 36,000+ consumers address credit and debt challenges since 2021, Average 53-point credit score improvement among enrolled borrowers, 38% enrollment rate among referred consumers; 18% program completion rate; ~5.5-month average program duration

## Products & services

- **Loan Readiness / Credit Success Platform** — A SaaS platform that lets lenders and loan officers refer declined or credit-challenged borrowers into a structured credit-improvement program and receive real-time status updates as clients enroll, progress, and reach mortgage readiness.
- **HUD-Certified Counselor Network** — Direct routing of consumers to HUD-approved, nonprofit credit and debt counseling agencies for compliant credit remediation, education, and debt management.
- **Consumer Credit Solutions** — Consumer-facing tools for credit report analysis, personalized credit plans, dispute resolution, and progress tracking - free to the consumer.
- **Lender / CRM Integrations** — Integrations that connect lender CRMs (e.g., Total Expert's Expert Partner Network) directly to CredEvolv so borrowers stay in the lender's pipeline while they improve.

## Achievements

- Helped 36,000+ consumers address credit and debt challenges since 2021
- Average 53-point credit score improvement among enrolled borrowers
- 38% enrollment rate among referred consumers; 18% program completion rate; ~5.5-month average program duration
- CEO Jeff Walker named to the Inman Best of Finance list four consecutive years (through 2026)
- Launched by acquiring and building on Get Credit Healthy's credit-improvement technology

## Latest updates

- **2026-01** — CEO Jeffrey Walker named to the 2026 Inman Best of Finance list for the fourth consecutive year, amid record mortgage denial rates.
- **2025-02** — Announced integration with Total Expert's Expert Partner Network to convert unqualified mortgage applicants into closings.
- **2024-03** — Raised a $750K seed round.

## Links

- Website: https://credevolv.com
- LinkedIn: http://www.linkedin.com/company/credevolv
- Facebook: https://facebook.com/credevolv

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Profile page: https://yespress.io/credevolv
Published by YesPress — https://yespress.io
Last updated: 2026-08-06