# Coupl

> Coupl is an Indian consumer fintech building what it calls the country's first neobank for couples. Instead of the paperwork and minimum balances of a traditional bank joint account, Coupl lets two people open a zero-balance shared account with matching RuPay debit cards in about 60 seconds, then split, settle, save and track shared spending inside one app. Backed by Y Combinator (S22) and Entrepreneur First, it serves married, engaged, live-in and same-sex couples across India.

- **Founded:** 2022
- **Headquarters:** Bengaluru, Karnataka, India
- **Founders:** Srinivas Sarkar (Co-Founder & CEO), Kushagra Manglik (Co-Founder & COO)
- **Team size:** ~5-8 employees
- **Products:** Coupl Joint Account, Matching RuPay Debit Cards, Split & Settle, Savings Pots & Goals, Bill Payments
- **Notable:** Accepted into Y Combinator Summer 2022 batch, Both founders named to Forbes 30 Under 30 Asia, Grew to 80K+ couples and ₹300+ crore in transactions with minimal ad spend

## Products & services

- **Coupl Joint Account** — A zero-balance digital shared account that opens in about 60 seconds with no relationship documents or minimum balance.
- **Matching RuPay Debit Cards** — Two co-branded RuPay cards linked to the shared account so both partners can spend from the same pool.
- **Split & Settle** — Effortless expense splitting and instant settlement between partners inside the app.
- **Savings Pots & Goals** — Create savings pots, set savings rules, add money together and track shared goals.
- **Bill Payments** — In-app utility and bill payments via BharatBillPay, plus spending analytics and insights.
- **Shared Rewards** — A couples rewards program with partners like Zomato, Netflix, OYO, IndiGo, Taj Hotels and BookMyShow.

## Achievements

- Accepted into Y Combinator Summer 2022 batch
- Both founders named to Forbes 30 Under 30 Asia
- Grew to 80K+ couples and ₹300+ crore in transactions with minimal ad spend
- Positioned as India's first neobank built specifically for couples

## Latest updates

- **2022-08** — Coupl joins Y Combinator's Summer 2022 batch.
- **2023-09** — Public launch of the couples joint account and matching RuPay cards in India.
- **2024-01** — Rolls out shared rewards program with brands like Zomato, Netflix and IndiGo.
- **2026-01** — Reports crossing 80K+ couples and ₹300+ crore in transactions.

## Links

- Website: https://coupl.money
- LinkedIn: https://www.linkedin.com/company/coupl
- Instagram: https://www.instagram.com/paywithcoupl/

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Profile page: https://yespress.io/coupl-yc-s22
Published by YesPress — https://yespress.io
Last updated: 2026-07-31