# Constrafor

> Constrafor is a New York construction SaaS and fintech company combining general-contractor administration software with receivables financing for subcontractors. Its tools cover contracts, insurance compliance, prequalification, invoices and payments; its Early Pay Program advances eligible approved invoices, while Cru adds AI-assisted subcontractor financial operations.

- **Founded:** 2019
- **Headquarters:** New York, United States
- **Founders:** Anwar Ghauche (Co-founder and CEO), Douglas Reed (Co-founder; CTO at the November 2024 funding announcement)
- **Products:** Early Pay Program, Insurance CoPilot, COI Management, Contract Management, Prequalification
- **Notable:** Named in the 2024 CEMEX Ventures Top 50 ConTech Startups., Named in the 2024 Fintech Innovation 50., Current company website reports $2B+ in invoices financed; self-reported cumulative metric, not revenue.

## Products & services

- **Early Pay Program** — Receivables financing for GC-approved invoices on active jobs; advertises funding within 48 hours after signing. Weekly and upfront fees apply.
- **Insurance CoPilot** — AI assistant compares insurance documents with configured requirements, flags compliance issues and lets users inspect and correct answers.
- **COI Management** — Certificate collection, renewals, reminders, compliance tracking and reporting.
- **Contract Management** — Template-based contracts, version history, redlining, e-signatures and project document storage.
- **Prequalification** — Reusable master forms and customizable GC requirements for trade-partner screening; free for subcontractors.
- **Invoice Management and Payment Processing** — Tracks trade-partner invoices and supports payment workflows.
- **Diversity Procurement** — Helps find diverse trade partners and track MWBE procurement targets.
- **Cru** — Subcontractor AI financial operations including bookkeeping, job costing, collections and cash forecasting; published starting price $500/month. Publicly available by 2026; exact launch date unverified.

## Achievements

- Named in the 2024 CEMEX Ventures Top 50 ConTech Startups.
- Named in the 2024 Fintech Innovation 50.
- Current company website reports $2B+ in invoices financed; self-reported cumulative metric, not revenue.
- Company LinkedIn reports rank #287 on the 2026 Inc. 5000; company-reported recognition.

## Latest updates

- **2024-11** — Announced $14M Series A equity and a $250M credit facility; previewed a subcontractor CFO suite.
- **2025-05** — Published details of Procore, Vista and CMiC integrations.
- **2025-07** — Announced its official YouTube channel.
- **2026-08** — Updated service terms include Cru Accounting, confirming the accounting offering is available.

## Links

- Website: https://www.constrafor.com/
- LinkedIn: https://www.linkedin.com/company/constrafor/
- Twitter/X: https://twitter.com/constrafor
- YouTube: https://www.youtube.com/@constrafor
- Instagram: https://www.instagram.com/constrafor/
- Facebook: https://www.facebook.com/Constrafor/

---

Profile page: https://yespress.io/constrafor
Published by YesPress — https://yespress.io
Last updated: 2026-10-04