# Conexus Credit Union

> Conexus Credit Union is a Saskatchewan member-owned financial co-operative offering personal, business and agricultural banking, lending, payments, investments and wealth advice. Its differentiator is what happens beyond the account: Conexus dedicates five per cent of pre-tax profit to community partners, runs the Cultivator startup incubator and invests in technology companies through Conexus Venture Capital. A January 2026 merger with Cornerstone and Synergy created a province-wide institution serving more than 200,000 members through 57 branches across 50 communities, testing whether local accountability can scale alongside digital banking and a C$17-billion-plus asset base.

- **Founded:** 1937
- **Headquarters:** Regina, Canada
- **Team size:** Approximately 1,400 employees after the January 2026 merger; legacy Conexus described about 900 employees in February 2025.
- **Products:** Personal banking, Business banking, Agriculture finance, Investing and Thrive Wealth Management, Conexus Digital Banking
- **Notable:** Became a province-wide credit union on January 1, 2026 after legally merging with Cornerstone and Synergy., The merged institution reports more than 200,000 members, 57 branches in 50 communities, about 1,400 employees and more than C$17 billion in assets under management., Legacy Conexus reached C$10.35 billion in assets under management and 144,926 members in 2024.

## Products & services

- **Personal banking** — No-fee chequing, savings and U.S.-dollar accounts, debit and credit cards, transfers, bill payments, mortgages, personal loans and lines of credit delivered through branches, contact centre, online banking and mobile apps.
- **Business banking** — Operating accounts, cards, loans, mortgages, term deposits, payment collection, foreign exchange, payroll integrations and digital cash-management tools for Saskatchewan businesses.
- **Agriculture finance** — Accounts, revolving credit, term loans, farm mortgages and transfer programs designed around seasonal farm cash flows; the 2024 Ag Grow Fund made C$100 million available at discounted rates, with financing up to C$2 million per eligible borrower.
- **Investing and Thrive Wealth Management** — Registered accounts, GICs, advisor-led financial planning, investment and estate planning through Thrive, plus self-directed stocks, bonds, ETFs and mutual funds through Qtrade and Aviso relationships.
- **Conexus Digital Banking** — Online and mobile account access, transfers, bill payments, card management and security features including two-factor authentication.
- **Cultivator powered by Conexus** — A credit-union-led technology incubator offering programs, mentors, workspace and connections for Saskatchewan startups and global agtech founders.
- **Conexus Venture Capital** — A venture investment platform that manages funds backing high-growth technology companies, with a particular focus on Saskatchewan companies through CVC Fund #2.

## Achievements

- Became a province-wide credit union on January 1, 2026 after legally merging with Cornerstone and Synergy.
- The merged institution reports more than 200,000 members, 57 branches in 50 communities, about 1,400 employees and more than C$17 billion in assets under management.
- Legacy Conexus reached C$10.35 billion in assets under management and 144,926 members in 2024.
- Two-factor authentication and member-validation changes were associated with a 31% reduction in reported digital fraud incidents in 2024.
- Cultivator-supported companies had generated C$135 million in revenue, created more than 620 jobs and raised C$172 million in private funding by the end of 2024.
- CVC Fund #2 reached and exceeded its C$30 million target in December 2025 after Conexus supplied the initial C$15 million.
- Conexus traces its history to 1937 and a predecessor installed Canada's first ATM in 1976.
- Legacy Conexus invested just under C$1.6 million with 20 non-profit organizations in 2024.
- West Landing and Sherwood Place branches placed first and second in Prairie Dog Magazine's Best of Regina 2024 services category.

## Latest updates

- **2026-07** — Conexus reopened its renovated Melville branch after a multimillion-dollar community investment, adding accessibility, advice spaces and enhanced digital-banking capability.
- **2026-06** — CVC Fund #2 led a growth financing round in small-business underwriting platform JUDI.AI, whose software had processed more than C$2 billion in loan applications.
- **2026-06** — Conexus awarded twelve C$5,000 Youth Leadership Awards, distributing C$60,000 to graduating Saskatchewan students.
- **2026-04** — The credit union donated C$100,000 to the Co-operative Development Foundation of Canada for women's mentorship and co-operative development.
- **2026-03** — Cultivator announced a 15-company fifth AGTECH ACCELERATOR cohort; the first four cohorts had raised C$210.1 million privately and generated C$170.6 million in revenue.
- **2026-01** — Conexus, Cornerstone and Synergy legally combined as Conexus Credit Union, beginning a multi-year operational integration.
- **2025-12** — CVC Fund #2 reached its C$30 million target and was described as oversubscribed, with investments already made in Alto, Offstreet and LiORA by EMS.

## Links

- Website: https://www.conexus.ca
- LinkedIn: https://ca.linkedin.com/company/conexus-credit-union
- Twitter/X: https://twitter.com/conexus_cu
- YouTube: https://www.youtube.com/channel/UCzjlBHVzEgZdc3n9qIlfX4g
- Instagram: https://www.instagram.com/conexus_cu/
- Facebook: https://www.facebook.com/conexuscu

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Last updated: 2026-08-24