# Conekta

> Conekta is a Mexico-focused payments technology company that lets merchants accept cards, cash, bank transfers and other payment methods through APIs, checkout tools and payment links. Its services include fraud screening, recurring collections and payment reconciliation.

- **Founded:** 2012
- **Headquarters:** Mexico City, Mexico
- **Founders:** Héctor Cárdenas (CEO and co-founder), Leo Fischer (Co-founder), Cristina Randall (Co-founder)
- **Products:** Card processing, Conekta Efectivo, SPEI transfers, Checkout, Payment Links
- **Notable:** Conekta reported more than 428 million transactions and US$15 billion processed in September 2026., The company announced CNBV authorization to operate as a direct nonbank acquirer in September 2026., Conekta’s Parco case reports Apple Pay reaching 33.2% of transactions by January 2026.

## Products & services

- **Card processing** — Credit and debit card payments, tokenization, risk screening and Smart Retry routing.
- **Conekta Efectivo** — Cash collection through participating retail locations and BBVA Practicaja, using payment references.
- **SPEI transfers** — Identifiable CLABE bank-transfer references for one-time and recurring payments.
- **Checkout** — Embedded or redirected checkout with branding controls.
- **Payment Links** — Links created in the merchant panel or API and shared through messaging or social channels.
- **Cobranza** — Recurring collection tools, scheduled subscriptions and recovery of failed payments.
- **Pago Directo BBVA** — Online purchases authorized from the customer’s BBVA MX application.
- **Developer APIs and SDKs** — Programmable payments supported by documentation and public client libraries.
- **OXXO Pay (historical)** — Cash-payment product whose enabling assets were the subject of the 2024 Digital@FEMSA acquisition agreement.

## Achievements

- Conekta reported more than 428 million transactions and US$15 billion processed in September 2026.
- The company announced CNBV authorization to operate as a direct nonbank acquirer in September 2026.
- Conekta’s Parco case reports Apple Pay reaching 33.2% of transactions by January 2026.

## Latest updates

- **2026-09** — Conekta announced direct nonbank acquiring authorization from the CNBV, following two years of platform work.
- **2026-03** — Parco case-study measurement period ended; Conekta reports higher approval and lower chargeback rates for Apple Pay than conventional cards.
- **2026-01** — BBVA presented Pago Directo and reported MX$25.3 million across 26,000 pilot transactions.

## Links

- Website: https://www.conekta.com
- LinkedIn: https://www.linkedin.com/company/conekta/
- Twitter/X: https://twitter.com/conekta_mx
- GitHub: https://github.com/conekta
- Instagram: https://www.instagram.com/conekta.mx/
- Facebook: https://www.facebook.com/conekta/

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Profile page: https://yespress.io/conekta
Published by YesPress — https://yespress.io
Last updated: 2026-10-10