# Columbia Bank

> Columbia Bank is a western U.S. regional bank serving households, businesses and institutional clients with deposits, lending, payments, equipment financing and wealth services. Its parent is Tacoma-based Columbia Banking System (Nasdaq: COLB); the bank lists Lake Oswego, Oregon as its headquarters. The current franchise combines legacy Columbia, Umpqua and Pacific Premier businesses.

- **Founded:** 1993
- **Headquarters:** Lake Oswego, United States
- **Founders:** William W. Philip (Co-founder; first chairman and president of legacy Columbia), Melanie J. Dressel (Founding team member; later president and CEO)
- **Products:** Personal banking, Business and commercial banking, Treasury management, Columbia API Banking, Columbia Wealth Management
- **Notable:** Combined legacy Columbia and Umpqua in 2023., Closed Pacific Premier acquisition August 31, 2025; unified customer-facing Columbia brand September 1, 2025., Q2 2026 presentation reports two Crisil Coalition Greenwich Best Bank honors for U.S. West middle-market relationship-manager and cash-management satisfaction.

## Products & services

- **Personal banking** — Checking, savings, mortgages, consumer loans, cards and online/mobile banking. Embark Checking has a $25 opening minimum; paper statement charges and ATM rebate conditions apply.
- **Business and commercial banking** — Business deposits, lines of credit, commercial real estate, SBA lending, corporate lending, trade finance and equipment financing.
- **Treasury management** — Payables, receivables, liquidity management, commercial cards, fraud controls and integrated payment workflows.
- **Columbia API Banking** — Bank-data and payment integrations with financial software; JSON/XML data, SDK and sample applications.
- **Columbia Wealth Management** — Private banking, investment advice, financial planning and trust services.
- **Franchise Banking Team** — Specialist banking for restaurant franchisors, franchisees and independent concepts, led by James Short and Rich Watson.
- **Columbia Private Trust** — Specialty custody business with PENSCO roots; more than $20 billion in assets under custody reported September 2026.

## Achievements

- Combined legacy Columbia and Umpqua in 2023.
- Closed Pacific Premier acquisition August 31, 2025; unified customer-facing Columbia brand September 1, 2025.
- Q2 2026 presentation reports two Crisil Coalition Greenwich Best Bank honors for U.S. West middle-market relationship-manager and cash-management satisfaction.
- Completed Pacific Premier systems conversion and nine branch consolidations in Q1 2026, according to the parent.

## Latest updates

- **2026-09** — Promoted Chris Orr to lead trust sales and strategic partnerships for Columbia Private Trust.
- **2026-08** — Announced expansion locations in Draper, Utah and Colorado Springs, Colorado.
- **2026-07** — Parent reported $65.4 billion in assets at June 30, 2026; said acquisition cost-related synergies were essentially complete.
- **2026-07** — Announced ForgiveCo medical-debt relief partnership.
- **2026-04** — Launched specialist Franchise Banking Team.

## Links

- Website: https://www.columbiabank.com/
- LinkedIn: https://www.linkedin.com/company/columbiabank/
- Twitter/X: https://twitter.com/ColumbiaBankNW
- YouTube: https://www.youtube.com/user/ColumbiaBankTV
- Instagram: https://www.instagram.com/columbiabank/
- Facebook: https://www.facebook.com/columbiastatebank/

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Profile page: https://yespress.io/columbia-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-22
