# Clear Capital

> Clear Capital is a real estate valuation and analytics company that turns messy property questions - what is this house worth, is that appraisal honest, how big is the living room really - into software answers. Founded in 2001 in a Truckee cabin as an offshoot of a foreclosure-vendor directory, it now runs one of the highest-rated lending-grade automated valuation models in the country, owns the smartphone floor-plan app CubiCasa, and sells its data to the mortgage lenders, investors, and government-sponsored enterprises that decide whether America's home loans get made.

- **Founded:** 2001
- **Headquarters:** Reno, Nevada, United States
- **Founders:** Duane Andrews (CEO and Co-Founder), Kevin Marshall (Co-Founder, President and Board Member)
- **Team size:** ~400-500 employees
- **Products:** ClearAVM, AURA (Appraisal Risk Analyzer), ClearCollateral Review, Collateral Desktop Analysis (CDA), CubiCasa
- **Notable:** ClearAVM has powered more than 139 million property valuations across the U.S., AURA named 2026 PropTech Breakthrough Awards' Appraisal Solution of the Year., Residential BPO earned Morningstar's top rating, MOR RV1.

## Products & services

- **ClearAVM** — A lending-grade automated valuation model relied on by investors, lenders, and regulators; has powered more than 139 million valuations across the U.S.
- **AURA (Appraisal Risk Analyzer)** — AI-driven collateral analyzer that automates appraisal risk assessment, flagging valuation inaccuracy, data discrepancies, and potential collateral risk. Named 2026 PropTech Breakthrough Appraisal Solution of the Year.
- **ClearCollateral Review** — A review platform that automates collateral underwriting in compliance with internal credit policies and GSE guidelines.
- **Collateral Desktop Analysis (CDA)** — A desktop review that re-evaluates an existing appraisal to remove pre-funding uncertainty and support due diligence.
- **CubiCasa** — Smartphone app that turns a short home walk-through into an ANSI-aligned floor plan with calculated gross living area. Acquired in 2021.
- **Restb.ai** — AI-powered computer vision that processes 2+ billion property photos monthly, turning visual data into structured, decision-ready property intelligence. Acquired in 2026.
- **Residential Broker Price Opinion (BPO)** — An alternative to a full appraisal for servicing, origination, and investment; earned Morningstar's top MOR RV1 rating.
- **Home Data Index (HDI)** — House price index and market analytics covering nearly every U.S. property, used for portfolio and market-level insight.
- **ClearProp / Property Analytics API** — Property data and analytics delivered via API for lenders, investors, and servicers making data-driven decisions.

## Achievements

- ClearAVM has powered more than 139 million property valuations across the U.S.
- AURA named 2026 PropTech Breakthrough Awards' Appraisal Solution of the Year.
- Residential BPO earned Morningstar's top rating, MOR RV1.
- Selected by Freddie Mac in 2014 to power UCDP collateral review.
- Verified by both Fannie Mae and Freddie Mac for new Uniform Property Data specifications.
- Grew from two founders to hundreds of employees over more than two decades without outside investment.
- Acquired CubiCasa (2021) and Restb.ai (2026) to build a real estate computer-vision stack.

## Latest updates

- **2026-05** — Acquired Barcelona-based Restb.ai, adding AI computer vision that processes 2+ billion property photos per month.
- **2026-01** — AURA recognized as 2026 PropTech Breakthrough Awards' Appraisal Solution of the Year.
- **2025-07** — GTCR made a strategic majority investment - Clear Capital's first outside capital in over two decades; CEO Duane Andrews retained substantial equity.

## Links

- Website: https://clearcapital.com
- LinkedIn: https://www.linkedin.com/company/clearcapital
- Twitter/X: https://twitter.com/clearcapital
- Facebook: https://facebook.com/clearcapital/

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Profile page: https://yespress.io/clear-capital
Published by YesPress — https://yespress.io
Last updated: 2026-08-20