# Chubb

> Chubb is a Swiss-incorporated, publicly traded global insurer that prices, prevents and absorbs risk for everyone from families with complex assets to small businesses, multinational companies and other insurers. Its breadth spans commercial and personal property and casualty coverage, accident and supplemental health, life insurance, reinsurance, claims, risk engineering and embedded digital distribution. The company operates in 54 countries and territories, combines local underwriting licenses with global balance-sheet capacity, and reported $59.402 billion in GAAP revenue for 2025.

- **Founded:** 1985
- **Headquarters:** Zurich, Switzerland
- **Founders:** Thomas Caldecot Chubb (Co-founder of Chubb & Son, a predecessor business), Percy Chubb (Co-founder of Chubb & Son, a predecessor business)
- **Team size:** Approximately 45,000 employees worldwide
- **Products:** Commercial property and casualty insurance, Personal risk services, Cyber insurance and services, Accident, supplemental health and life insurance, Reinsurance
- **Notable:** The world's largest publicly traded property and casualty insurer by Chubb's description., Ranked by Chubb as the number one commercial lines insurer in the United States., Ranked by Chubb as the number one U.S. personal lines insurer for high-net-worth families.

## Products & services

- **Commercial property and casualty insurance** — Tailored property, casualty, workers' compensation, professional and management liability, environmental, surety, trade credit, political risk and industry-specific programs for companies of every size.
- **Personal risk services** — Home, auto, valuables, collections, flood, watercraft, umbrella liability, cyber, travel and pet protection, with particular strength among high-net-worth households.
- **Cyber insurance and services** — Cyber risk transfer, incident response, vulnerability management, threat intelligence and multinational programs; Chubb says its first cyber product launched in 1998.
- **Accident, supplemental health and life insurance** — Personal accident, supplemental health, workplace benefits and life products, with a significant international life franchise focused on Asia.
- **Reinsurance** — Property and casualty reinsurance for other insurers through Chubb Tempest Re and related operations.
- **Risk consulting and claims** — A global network of nearly 500 risk engineers, claims handling, multinational program coordination and third-party risk management through ESIS.
- **Chubb Studio** — An API- and SDK-based embedded insurance platform for banks, retailers, travel companies, digital platforms and other distribution partners.
- **Travel Pro** — Digital parametric travel protection for delays, baggage problems, weather and medical disruptions, designed for embedding in booking flows.
- **Chubb Studio AI optimization engine** — A recommendation and campaign optimization capability that helps digital partners personalize embedded insurance offers.

## Achievements

- The world's largest publicly traded property and casualty insurer by Chubb's description.
- Ranked by Chubb as the number one commercial lines insurer in the United States.
- Ranked by Chubb as the number one U.S. personal lines insurer for high-net-worth families.
- Operates in 54 countries and territories and maintains local insurance capabilities across a broad global network.
- Reported 2025 net income of $10.31 billion and P&C net premiums written of $47.56 billion.
- Reported a P&C combined ratio of 83.8% for the second quarter of 2026.
- Raised its annual dividend for the 33rd consecutive year in 2026.
- Built more than 200 digital insurance distribution partnerships across industries and geographies.
- Handles more than 3 million new claims globally each year.
- The Chubb Charitable Foundation's Blue Boundaries commitment became the largest single grant in the National Geographic Society's history.

## Latest updates

- **2026-07** — Chubb reported second-quarter net income of $2.85 billion, core operating income of $2.84 billion, consolidated net premiums written of $14.7 billion and a P&C combined ratio of 83.8%.
- **2026-05** — Shareholders approved Chubb's 33rd consecutive annual dividend increase, and the board authorized a new share repurchase program.
- **2026-04** — First-quarter consolidated net premiums written reached $14.0 billion, up 10.7% year over year, with a P&C combined ratio of 84.0%.
- **2026-02** — Chubb reported full-year 2025 net income of $10.31 billion, GAAP revenue of $59.402 billion and P&C net premiums written of $47.56 billion.
- **2025-11** — Chubb launched an AI-powered optimization engine in Chubb Studio to personalize embedded insurance recommendations and campaigns.
- **2025-10** — The company introduced Travel Pro, a digital-first parametric travel insurance suite designed for embedded distribution.
- **2025-09** — Chubb and the National Geographic Society launched the seven-year Blue Boundaries conservation partnership.
- **2025-03** — Chubb agreed to acquire Liberty Mutual's property and casualty insurance businesses in Thailand and Vietnam; terms were not disclosed.

## Links

- Website: https://www.chubb.com/
- LinkedIn: https://www.linkedin.com/company/chubb/
- Twitter/X: https://x.com/Chubb
- YouTube: https://www.youtube.com/@ChubbInsurance
- Instagram: https://www.instagram.com/chubbglobal
- Facebook: https://www.facebook.com/ChubbInsurance

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Profile page: https://yespress.io/chubb
Published by YesPress — https://yespress.io
Last updated: 2026-08-11