# ChargeAfter

> ChargeAfter is a fintech company that runs an embedded lending platform and multi-lender network for point-of-sale financing. Through a single integration, merchants and banks can offer shoppers personalized Buy Now Pay Later and installment options across the full credit spectrum, using a real-time waterfall engine that routes declined applications to alternative lenders to lift approval rates. Founded in 2017 by Meidad Sharon and headquartered in New York with R&D in Tel Aviv, it serves enterprise merchants and tier-one banks including partnerships with Visa, Citi, Wells Fargo and Synchrony.

- **Founded:** 2017
- **Headquarters:** New York, United States
- **Founders:** Meidad Sharon (Founder & CEO)
- **Team size:** ~98 employees
- **Products:** Embedded Lending Platform, Multi-Lender Network, The Lending Hub (White-Label), Post-Sale Management & Analytics
- **Notable:** Won the BBVA Open Talent 'Fintech for People' award (2018), Raised $62M total across Series A and Series B, backed by Visa, Citi, MUFG, Synchrony and Banco Bradesco, Granted a US Patent and Trademark Office patent for cross-service transaction technology (March 2024)

## Products & services

- **Embedded Lending Platform** — A unified, omnichannel point-of-sale financing platform that connects a merchant's checkout to 40+ pre-integrated lenders through a single integration, with a real-time matching engine and waterfall lending to maximize approvals.
- **Multi-Lender Network** — A network of banks and lenders spanning the full credit spectrum, so a declined application is automatically passed to alternative lenders instead of ending the sale.
- **The Lending Hub (White-Label)** — A white-label platform that lets tier-one banks and financial institutions create, launch and distribute their own branded consumer financing products at scale across channels.
- **Post-Sale Management & Analytics** — Back-office tools for settlement, dispute/chargeback handling, lender management and lending analytics/insights.

## Achievements

- Won the BBVA Open Talent 'Fintech for People' award (2018)
- Raised $62M total across Series A and Series B, backed by Visa, Citi, MUFG, Synchrony and Banco Bradesco
- Granted a US Patent and Trademark Office patent for cross-service transaction technology (March 2024)
- Launched The Lending Hub white-label platform for tier-one banks (2024)
- Named to Forbes' America's Best Startup Employers (2026)
- Reports ~85% average approval rates and a network of 40+ lenders

## Latest updates

- **2026-01** — Named to Forbes' America's Best Startup Employers 2026.
- **2025-01** — Signed Authority Brands as a home-services merchant partner and continued expanding its embedded lending network.
- **2024-03** — Launched The Lending Hub white-label platform for banks and received a US patent for cross-service transaction technology.
- **2024-01** — Announced partnerships with Citi Retail Services and HP Inc.

## Links

- Website: https://chargeafter.com
- LinkedIn: https://www.linkedin.com/company/chargeafter
- Twitter/X: https://twitter.com/ChargeAfter
- YouTube: https://www.youtube.com/@ChargeAfter
- Facebook: https://facebook.com/ChargeAfter/

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Profile page: https://yespress.io/chargeafter
Published by YesPress — https://yespress.io
Last updated: 2026-07-22