# Cermati Fintech Group

> Cermati Fintech Group brings together an Indonesian financial-products marketplace, consumer financing, digital funding, insurance brokerage and investment distribution. Its brands include Cermati.com, Indodana Finance, Indodana Fintech, Cermati Protect and Cermati Invest. It serves consumers and business partners through online platforms and merchant integrations.

- **Founded:** 2015
- **Headquarters:** Jakarta, Indonesia
- **Founders:** Andhy Koesnandar (Co-founder; Group CEO in the 2023 impact report), Oby Sumampouw (Co-founder; CTO), Carlo Gandasubrata (Co-founder; CBO in founding-team materials)
- **Products:** Cermati.com, Indodana Fintech, Cermati Protect, Cermati Invest, Indodana Finance
- **Notable:** 2023 impact report: 8.3 million active users., 2023 impact report: IDR 10 trillion financing and more than 20 million insurance policies issued., 2018 investor announcement: more than five million monthly marketplace visits.

## Products & services

- **Cermati.com** — Marketplace and aggregator for financial products, including loans, credit cards and insurance, with educational content and bill payments.
- **Indodana Fintech** — Technology-based funding platform launched as Indodana in November 2017; cash-loan platform rebranded in 2024.
- **Cermati Protect** — Digital insurance broker serving individuals, employers and businesses, including embedded insurance and claims services.
- **Cermati Invest** — Online investment marketplace offering mutual funds and bonds through investment-manager partnerships.
- **Indodana Finance** — Consumer financing and PayLater through PT Indodana Multi Finance, with online and offline merchant integrations; group describes its financing-service introduction in 2024.

## Achievements

- 2023 impact report: 8.3 million active users.
- 2023 impact report: IDR 10 trillion financing and more than 20 million insurance policies issued.
- 2018 investor announcement: more than five million monthly marketplace visits.
- Cermati Protect reported a Service Quality Award 2026 in the online car-insurance purchase experience category.

## Latest updates

- **2026-07** — Indodana Finance announced an IDR 1.5 trillion BCA funding facility.
- **2026-09** — Cermati Protect reported a Service Quality Award for online car-insurance purchase experience.
- **2026-09** — Indodana Finance announced an IDR 700 billion HSBC Indonesia funding facility.
- **2026-10** — The group published an announcement on Indodana Fintech credit scoring and responsible financial inclusion.

## Links

- Website: https://cermati.group/
- LinkedIn: https://www.linkedin.com/company/cermati/
- Twitter/X: https://twitter.com/cermati_ID
- GitHub: https://github.com/cermati
- YouTube: https://www.youtube.com/@CermatiIndonesia
- Instagram: https://www.instagram.com/cermati/
- Facebook: https://www.facebook.com/cermati
- TikTok: https://www.tiktok.com/@cermati

---

Profile page: https://yespress.io/cermati-fintech-group
Published by YesPress — https://yespress.io
Last updated: 2026-10-11