# Celpaid Finances SA

> Celpaid Finances SA is an Ivorian microfinance institution and electronic money issuer combining CELPAID MONEY payments with savings, consumer credit, business financing and a physical agency network. Its published footprint is 42 agencies and more than 5,000 authorized agents across Côte d’Ivoire.

- **Founded:** 2007
- **Headquarters:** Abidjan, Côte d’Ivoire
- **Products:** CELPAID MONEY, CELPAID MONEY PRO, Personal credit, Business credit, Savings and deposit accounts
- **Notable:** Electronic-money authorization dated 30 April 2010., Microfinance authorization dated 24 July 2015, registration A-1.1/15-03., Listed in the official register of licensed microfinance institutions as of 31 December 2025.

## Products & services

- **CELPAID MONEY** — Consumer mobile wallet for sending money, paying bills and merchant purchases; Android and iOS listings are public.
- **CELPAID MONEY PRO** — Android application for authorized agents.
- **Personal credit** — Published website terms: up to CFA 5 million, 3-12 months, 1.5% monthly interest and a 2% application fee; at least three months of customer history. Terms require confirmation.
- **Business credit** — Financing for inventory, equipment and investment; published ceilings of CFA 50 million and terms of 3-36 months, subject to conditions.
- **Savings and deposit accounts** — Individual and business current accounts, savings accounts, project savings and term deposits.
- **Wave / Celpaid account linking** — Transfers between linked Wave and Celpaid accounts; public terms specify a 1% tax-inclusive transaction fee.
- **Merchant payments** — Phone and internet payments through participating merchants, with financing options for merchant-agents.
- **Loyer Zen** — Rent prepayment service promoted through landlord and tenant explainer videos in the official video gallery.

## Achievements

- Electronic-money authorization dated 30 April 2010.
- Microfinance authorization dated 24 July 2015, registration A-1.1/15-03.
- Listed in the official register of licensed microfinance institutions as of 31 December 2025.
- 42 agencies advertised on the company website and corroborated by its professional association.

## Latest updates

- **2026-07** — Google Play lists the CELPAID MONEY consumer app as updated on 29 July 2026, version 5.2.0.
- **2025-12** — Official year-end SFD register lists Celpaid, with Ali Ben Bamoussa Soumahoro as director general and Cheick Sanogo as board chair.
- **2025-03** — Google Play lists an update to CELPAID MONEY PRO on 6 March 2025.

## Links

- Website: https://www.celpaidfinances.com/
- LinkedIn: https://www.linkedin.com/company/celpaid-finances-sa
- Facebook: https://www.facebook.com/CelpaidFinances

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Profile page: https://yespress.io/celpaid-finances-sa
Published by YesPress — https://yespress.io
Last updated: 2026-10-25