# Cedar Financial

> Cedar Financial is a Calabasas-based debt collection and accounts receivable services company established in 1991. It serves creditors in education, healthcare, commerce, government, and other sectors through early outreach, third-party recovery, international collection partners, and legal support, alongside its COLLECTCO.ai software offering.

- **Founded:** 1991
- **Headquarters:** Calabasas, United States
- **Founders:** Amir Erez (Founder and CEO)
- **Products:** First-Party Collections, Flat Fee Collections, Contingency Collections, International Debt Collection, Legal and Investigative Support
- **Notable:** Established in 1991, according to Cedar and TCM., Identified by TCM as its U.S. collection representative., Published a case study reporting a $3.25 million Nigerian settlement following local legal action; this is a company-reported case outcome.

## Products & services

- **First-Party Collections** — Early-stage outreach under the creditor’s brand through voice, letters, email, SMS, and digital channels, supported by portfolio reporting.
- **Flat Fee Collections** — Eligible U.S. consumer claims under one year delinquent and below $10,000; published packages of 10 claims for $239.50, 50 for $847.50, and 100 for $995. Unresolved accounts automatically roll over to contingency after 60 calendar days.
- **Contingency Collections** — Performance-based recovery for aged, international, disputed, and other complex claims. Cedar publishes a $750 activation fee for clients starting directly with contingency; commission terms depend on agreement.
- **International Debt Collection** — Cross-border recovery using local partners, multilingual communication, skip tracing, negotiation, reporting, and litigation support.
- **Legal and Investigative Support** — Account review, asset searches, collection attorney coordination, judgment-related work, and legal escalation subject to claim economics and client arrangements.
- **COLLECTCO.ai** — Accounts receivable platform combining multichannel customer engagement, dashboards, integration options, and human support. Essential and Premium plans are quote-based.
- **Emily AI** — AI account concierge marketed for voice, email, chat, and SMS interactions, payment support, multilingual responses, and transfer of complex matters to live staff.
- **VISACT** — AI operations layer marketed to observe interactions and workflows, identify patterns, guide actions, and train people and systems with configurable autonomy.

## Achievements

- Established in 1991, according to Cedar and TCM.
- Identified by TCM as its U.S. collection representative.
- Published a case study reporting a $3.25 million Nigerian settlement following local legal action; this is a company-reported case outcome.

## Latest updates

- **2026-06** — Mendocino County’s June 23 Board of Supervisors agenda listed a proposed agreement with Cedars Business Services for recovery of code enforcement fines, fees, and penalties through June 30, 2028. Agenda placement alone does not establish approval.
- **2026-04** — Manteca’s April 21 City Council agenda listed a proposed three-year collection-services contract with Cedars Business Services, with two one-year extension options. Agenda placement alone does not establish approval.
- **2025-05** — On May 23 Cedar published its Nigerian helicopter-debt case study describing legal steps beginning in 2014 and an eventual $3.25 million settlement; publication date is not the recovery date.

## Links

- Website: https://cedarfinancial.com/
- LinkedIn: https://www.linkedin.com/company/cedar-financial/
- Twitter/X: https://twitter.com/CedarFinancial
- Instagram: https://www.instagram.com/cedarfinancial/
- Facebook: https://www.facebook.com/CedarFinancialOfficial

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Profile page: https://yespress.io/cedar-financial
Published by YesPress — https://yespress.io
Last updated: 2026-10-25