# Cathy O’Callaghan

> Cathy O’Callaghan is president and CEO of Ford Credit, a role she assumed on February 12, 2024, after an international Ford finance career that began in 1990. A native of Wales and economics graduate of the University of Reading, she previously led Ford’s corporate accounting and financial-reporting transformation. Her Ford Credit agenda includes customer and dealer service, digital modernization, and the planned establishment of a U.S. industrial bank following conditional regulatory approval in January 2026.

- **Role:** President and CEO at Ford Motor Credit Company
- **Organizations:** Ford Motor Credit Company, Ford Motor Company, Chartered Institute of Management Accountants
- **Education:** Bachelor’s degree in economics, University of Reading
- **Known for:** Led Ford’s financial-reporting transition to its Ford Blue, Ford Model e and Ford Pro segments., Advanced from European and South American finance leadership to Ford’s corporate controller role and then Ford Credit CEO., Led Ford Credit when its proposed U.S. industrial bank received conditional deposit-insurance approval in January 2026.

## Career timeline

- **1990** — Joined Ford Motor Company.
- **Before 2015** — Held European finance roles covering Switzerland, Britain, manufacturing and logistics, and product development.
- **2015-2018** — Served as CFO of Ford South America.
- **2018** — Became Ford vice president and corporate controller, and CFO of Global Markets, effective June 1.
- **2023** — Led financial-reporting changes for Ford Blue, Ford Model e and Ford Pro; participated in the March 23 investor teach-in.
- **2024** — Became Ford Credit president and CEO on February 12, succeeding Marion Harris.
- **2025** — Spoke about small-business financial education at Ford Pro Accelerate on September 30.
- **2026** — Announced conditional approvals for a planned U.S. industrial bank in Salt Lake City on January 22.

## Achievements

- Led Ford’s financial-reporting transition to its Ford Blue, Ford Model e and Ford Pro segments.
- Advanced from European and South American finance leadership to Ford’s corporate controller role and then Ford Credit CEO.
- Led Ford Credit when its proposed U.S. industrial bank received conditional deposit-insurance approval in January 2026.

## Latest updates

- **—** — In a public LinkedIn update covering Q2 2026, reported Ford Credit earnings before taxes of $757 million, up $112 million year over year; exact post date not established.
- **2026-01** — Announced conditional FDIC and Utah approvals for a planned industrial bank; described approximately a year of preparation before taking deposits.
- **2025-09** — Discussed financial education and access to capital for small businesses at Ford Pro Accelerate.

## Links

- Website: https://www.ford.com/finance/
- LinkedIn: https://www.linkedin.com/in/cathy-o-callaghan-249b5952

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Profile page: https://yespress.io/cathy-ocallaghan
Published by YesPress — https://yespress.io
Last updated: 2026-10-22