# Cash America Pawn

> Cash America Pawn is a U.S. pawn-store brand within FirstCash. It provides small loans secured by personal possessions, buys used goods, and sells jewelry, electronics, tools and other merchandise, with layaway available. Its predecessor, Cash America International, combined with First Cash in 2016.

- **Founded:** 1984
- **Headquarters:** Fort Worth, United States
- **Founders:** Jack R. Daugherty (Founder and former chairman and CEO of Cash America International)
- **Products:** Pawn loans, Pre-owned merchandise sales, Direct merchandise purchases, Gold and jewelry buying, Layaway
- **Notable:** Historical predecessor completed an IPO in 1987 and listed on the NYSE in 1990., 1999 annual report credited Daugherty with building a chain focused on customer service and industry image., 2016 combination created a group with more than 2,000 locations across four countries.

## Products & services

- **Pawn loans** — Small non-recourse loans against pledged personal property. FirstCash describes a usual 30-day term, varying by state; redemption requires principal plus applicable interest and fees.
- **Pre-owned merchandise sales** — Jewelry, consumer electronics, tools, appliances, sporting goods and musical instruments; availability differs by store.
- **Direct merchandise purchases** — Buys qualifying used items outright for cash, subject to in-store evaluation and local acceptance.
- **Gold and jewelry buying** — Evaluates jewelry authenticity, weight and stones to support purchase or pawn offers.
- **Layaway** — Most store items eligible with 10% down. Advertised as interest-free; non-refundable service or cancellation fees and restrictions can vary by state.
- **Online inventory discovery** — FirstCash links to search.cashamerica.com for inventory browsing and to find.cashamerica.us for store searches.

## Achievements

- Historical predecessor completed an IPO in 1987 and listed on the NYSE in 1990.
- 1999 annual report credited Daugherty with building a chain focused on customer service and industry image.
- 2016 combination created a group with more than 2,000 locations across four countries.

## Latest updates

- **2025-07** — FirstCash and subsidiaries, including Cash America entities, entered a court-approved Military Lending Act settlement requiring consumer redress and a $4 million penalty. Separately, CFPB terminated the predecessor’s 2013 order after obligations were fulfilled.
- **2026-10** — Parent FirstCash reported Q3 revenue of approximately $1.1 billion and trailing-12-month revenue of $4.3 billion, with more than 3,300 pawn stores. These are consolidated group results, not Cash America brand financials.

## Links

- Website: https://cashamerica.com
- LinkedIn: https://www.linkedin.com/company/cash-america
- Twitter/X: https://twitter.com/cashamerica
- Facebook: https://www.facebook.com/CashAmerica

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Profile page: https://yespress.io/cash-america-pawn
Published by YesPress — https://yespress.io
Last updated: 2026-10-24