# Carlos Vega

> Carlos Vega is the co-founder and CEO of Tesorio, a financial operations software company. A Penn economics graduate and Wharton MBA, he previously worked in investment banking at Lazard and co-founded Elemento Factoring in Panama. His work focuses on making business cash flow more predictable through connected data, collections workflows and automation.

- **Role:** Co-founder and CEO at Tesorio
- **Organizations:** Tesorio, Elemento Factoring, Lazard, General Motors Asset Management, Penn Founders’ Club
- **Nationality:** Panamanian and American
- **Education:** BA in Economics, University of Pennsylvania, College of Arts & Sciences, MBA, The Wharton School, University of Pennsylvania
- **Known for:** Co-founded and leads Tesorio., Helped establish a Wharton summer workspace that hosted 14 student startups in 2013 and 18 companies in 2014., Led Tesorio through Y Combinator’s Summer 2015 batch.

## Career timeline

- **2003** — Graduated from Penn with a BA in Economics; early career included working for the CFO of GM’s pension fund.
- **2008** — Co-founded an accounts receivable financing company in Panama, Elemento Factoring.
- **2012-2014** — Studied for an MBA at Wharton.
- **2013** — Worked on early Tesorio and helped organize the summer startup space at 2401 Walnut Street.
- **2014** — Completed his MBA; Tesorio received a Snider Seed Award.
- **2015** — Tesorio participated in Y Combinator’s Summer 2015 batch.
- **2019** — Tesorio announced a $10 million Series A led by Madrona.
- **2022** — Tesorio announced a $17 million Series B led by BAMCAP Ventures.
- **2025** — Tesorio announced its third consecutive Deloitte Technology Fast 500 recognition.
- **2026** — Introduced a community for finance operations practitioners.

## Achievements

- Co-founded and leads Tesorio.
- Helped establish a Wharton summer workspace that hosted 14 student startups in 2013 and 18 companies in 2014.
- Led Tesorio through Y Combinator’s Summer 2015 batch.
- Tesorio raised a $10 million Series A in 2019 and a $17 million Series B in 2022.
- Tesorio announced three consecutive Deloitte Technology Fast 500 recognitions through 2025.

## Latest updates

- **2026-03** — Introduced himself and the purpose of Tesorio’s finance operations community in a post created March 10.
- **2025-11** — Tesorio announced its third consecutive Deloitte Technology Fast 500 recognition on November 19.
- **2025-11** — Published a Forbes Councils article questioning the future of conventional invoices in an AI-agent environment.
- **2025-06** — Published “Rethinking Cash Flow From The Ground Up.”

## Links

- Website: https://www.tesorio.com/
- LinkedIn: https://www.linkedin.com/in/carlos-r-vega/
- Twitter/X: https://x.com/crvega29

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Profile page: https://yespress.io/carlos-vega
Published by YesPress — https://yespress.io
Last updated: 2026-10-25