# Cardo AI

> Cardo AI is a fintech company building the operating system for asset-based finance and private credit. Its platform unifies deals, collateral data, workflows, cash-flow modeling, and reporting into a single system purpose-built for the operational demands of structured credit - replacing spreadsheets and fragmented tools used by asset managers, bank lenders, credit originators, and fund administrators. Founded in 2018 by Altin Kadareja and Euron Metaliaj, the company runs technology across more than $100B in asset volume and raised a $15M Series A in November 2024 co-led by Blackstone Innovations Investments, FINTOP Capital, and JAM FINTOP.

- **Founded:** 2018
- **Headquarters:** New York, United States
- **Founders:** Altin Kadareja (Co-Founder & CEO), Euron Metaliaj (Co-Founder & CTO)
- **Team size:** 130+ across five countries
- **Products:** Data Management, Loan Data Agent, Cash Flow Modeling, Waterfall & Facility Management, Deal Surveillance & Stress Testing
- **Notable:** Named the defining ABF specialist in Chartis Research's 2026 global rankings, Climbed 13 places (32nd to 19th) in Chartis BuySideRisk 50; ranked 25th in QuantTech 50 (2026), Won Industry Category Award as leading asset-backed finance platform and a Solution Award for Risk Management as a Service (Chartis 2026)

## Products & services

- **Data Management** — Automated ingestion, standardization, and validation of collateral and loan data from 160+ source systems into a single source of truth.
- **Loan Data Agent** — AI-powered document processing that extracts and structures loan-level data for private credit and asset-based finance.
- **Cash Flow Modeling** — Lifecycle modeling of structured deals with live rate curves powered by Bloomberg data, built for esoteric and bespoke structures.
- **Waterfall & Facility Management** — Modeling and management of payment waterfalls, credit facilities, and liquidity ladders across 15+ structure types.
- **Deal Surveillance & Stress Testing** — Ongoing monitoring, covenant tracking, and scenario/stress analysis across portfolios and collateral classes.
- **Portfolio Management & Analytics** — Portfolio construction, predictive analytics, valuation, and performance monitoring for private credit portfolios.
- **Investor & Insurance Reporting** — Automated, transparent client, investor, and regulatory reporting across multiple jurisdictions.

## Achievements

- Named the defining ABF specialist in Chartis Research's 2026 global rankings
- Climbed 13 places (32nd to 19th) in Chartis BuySideRisk 50; ranked 25th in QuantTech 50 (2026)
- Won Industry Category Award as leading asset-backed finance platform and a Solution Award for Risk Management as a Service (Chartis 2026)
- Raised $15M Series A co-led by Blackstone, FINTOP Capital, and JAM FINTOP (Nov 2024)
- Technology supports more than $100B in asset volume across 30+ asset classes
- Blackstone adopted the platform within its own Credit & Insurance operations

## Latest updates

- **2026-07** — Recognized by Chartis Research as the defining ABF specialist in its 2026 global rankings, with multiple category awards.
- **2026-06** — Launched a Cash Flow Modeling tool for asset-based finance with live rate curves powered by Bloomberg data.
- **2026-01** — Rolled out AI-powered document processing (Loan Data Agent) for private credit and asset-based finance.
- **2024-11** — Announced $15M Series A funding co-led by Blackstone, FINTOP Capital, and JAM FINTOP to fund U.S. expansion.

## Links

- Website: https://cardoai.com
- LinkedIn: https://www.linkedin.com/company/cardoai
- Twitter/X: https://x.com/CARDO_AI
- Instagram: https://www.instagram.com/cardoai_/

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Profile page: https://yespress.io/cardo-ai
Published by YesPress — https://yespress.io
Last updated: 2026-07-22