# Caecilia Chu

> Caecilia Chu is the Singapore-based co-founder and CEO of YouTrip, a multi-currency payments company serving consumers and businesses. Raised in Hong Kong, she studied at Wharton and Harvard Business School, worked at McKinsey, Citi and Lufax, and experienced an unsuccessful e-commerce venture before launching YouTrip with Arthur Mak in 2018. Her stated mission is to make financial services accessible regardless of a customer’s account balance.

- **Role:** Co-Founder and CEO at YouTrip
- **Organizations:** YouTrip, YouBiz, iFAST Corporation, Cyber Youth Singapore, McKinsey & Company, Citi, Lufax, QF Pay
- **Education:** Bachelor of Science in Economics; finance studies; summa cum laude, The Wharton School, University of Pennsylvania, Master of Business Administration, Harvard Business School
- **Known for:** Singapore Computer Society Tech Leader of the Year, 2022, Her World Young Achiever of the Year, 2023, EY Entrepreneur Of The Year Singapore category winner, Financial Technology (Payment Solutions), 2026

## Career timeline

- **—** — Advised financial institutions at McKinsey and worked in growth investing at Citi.
- **Early 2010s** — Ran an e-commerce business that closed after two years; public accounts differ on its starting year.
- **—** — Worked in fintech at Lufax and QF Pay before YouTrip.
- **2017** — Developed the idea for a Southeast Asian mobile financial services product with Arthur Mak.
- **2018** — Launched YouTrip in Singapore with Arthur Mak and a partnership with EZ-Link.
- **2019** — Expanded YouTrip to Thailand in partnership with Kasikornbank and June Kuvinichkul.
- **2022** — Launched YouBiz; appointed independent director of iFAST Corporation on 1 May.
- **2023** — YouTrip became operationally profitable and raised a US$50 million Series B led by Lightspeed.
- **2025** — Reappointed to the iFAST board on 28 April; YouTrip launched in Australia in December.
- **2026** — Named EY Singapore entrepreneur award category winner for Financial Technology (Payment Solutions).

## Achievements

- Singapore Computer Society Tech Leader of the Year, 2022
- Her World Young Achiever of the Year, 2023
- EY Entrepreneur Of The Year Singapore category winner, Financial Technology (Payment Solutions), 2026
- Named among Top 50 Financial Technology CEOs in 2021
- YouTrip reached its first-year target of 20,000 users within 48 hours of launch
- Led YouTrip through expansion into Thailand and Australia and the launch of YouBiz

## Latest updates

- **2026-03** — Discussed plans for two additional Asia-Pacific markets in 2026 and deeper product capabilities in a PhocusWire interview.
- **2025-12** — YouTrip launched in Australia, its third market.
- **2025-04** — Reappointed as an independent director of iFAST Corporation on 28 April.

## Links

- LinkedIn: https://www.linkedin.com/in/caeciliachu/

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Profile page: https://yespress.io/caecilia-chu
Published by YesPress — https://yespress.io
Last updated: 2026-10-14