# Button Finance

> Button Finance is a New York-based home equity lender founded in 2019. It offers fixed-rate home equity loans and variable-rate lines of credit through direct borrower and broker/correspondent channels, using proprietary digital underwriting to accelerate applications and serve qualified borrowers it says traditional lenders overlook. Hildene Capital Management led its $5 million Series A announced in May 2025.

- **Founded:** 2019
- **Headquarters:** New York, United States
- **Founders:** Jason Harris (Founder and CEO)
- **Products:** Fixed-rate home equity loan (HELOAN), Home equity line of credit (HELOC), Broker and correspondent lending, Bank-statement loan program
- **Notable:** Founder publicly announced the first home equity loan in 2020, approximately ten months after founding., Raised a $2 million seed round in October 2021 and a $5 million Series A announced May 19, 2025., Reported more than 60 employees and nearly tripled monthly loan volume over six months in May 2025; absolute origination volume was not disclosed.

## Products & services

- **Fixed-rate home equity loan (HELOAN)** — Fully amortizing second-lien loans with 10, 15, 20, or 30-year terms. August 18, 2026 Gold guidelines list $50,000 minimum and $1 million maximum standalone/piggyback balances, subject to program overlays, credit, occupancy and state rules. Up to 85% combined loan-to-value for eligible scenarios.
- **Home equity line of credit (HELOC)** — Prime-indexed adjustable-rate lines with 3, 5, or 10-year interest-only terms and final terms of 10, 15, 20, or 30 years. Gold guidelines require an initial draw of the greater of $50,000 or 75% of the line. Not available in Texas under the published August 2026 guidelines.
- **Broker and correspondent lending** — Partner origination channels with a loan-pricing portal, scenario submissions, TPO Connect, underwriting checklists, marketing documents and training.
- **Bank-statement loan program** — August 2026 Gold guidelines include bank-statement overlays: maximum $750,000 loan, 80% CLTV, 43% DTI and minimum 660 FICO; HELOCs are ineligible under this program.

## Achievements

- Founder publicly announced the first home equity loan in 2020, approximately ten months after founding.
- Raised a $2 million seed round in October 2021 and a $5 million Series A announced May 19, 2025.
- Reported more than 60 employees and nearly tripled monthly loan volume over six months in May 2025; absolute origination volume was not disclosed.
- Published Gold guidelines updated August 18, 2026 covering HELOANs, HELOCs, bank-statement loans and property/credit rules.

## Latest updates

- **2025-05** — Announced $5 million Series A led by Hildene; said proceeds would support technology, products and distribution.
- **2025-10** — Published updated rate-lock policy describing automatic locks with valid pricing, generally for 30 days, and extension costs.
- **2026-08** — Gold underwriting summary dated August 18 lists $50,000-$1 million loan limits, state availability, HELOC initial draw requirements and updated valuation rules.

## Links

- Website: https://buttonfinance.com/
- LinkedIn: https://www.linkedin.com/company/button-finance/
- Twitter/X: https://twitter.com/buttonfinance
- Instagram: https://www.instagram.com/buttonfinance/
- Facebook: https://www.facebook.com/buttonfinance/

---

Profile page: https://yespress.io/button-finance
Published by YesPress — https://yespress.io
Last updated: 2026-10-03