# BukuWarung

> BukuWarung is a Jakarta financial-technology company that gives Indonesia's micro, small and medium enterprises one mobile place to record sales and debts, collect and make payments, accept QRIS, sell digital goods, seek working capital and operate payment-agent services through BukuAgen devices. Founded in 2019 by Abhinay Peddisetty and Chinmay Chauhan, it grew from a simple digital ledger into financial infrastructure designed around the habits and constraints of neighborhood merchants.

- **Founded:** 2019
- **Headquarters:** Jakarta, Indonesia
- **Founders:** Abhinay Peddisetty (Co-Founder & CEO), Chinmay Chauhan (Co-Founder)
- **Team size:** LinkedIn lists 201-500 employees; the supplied company brief lists 260. Google Cloud described a 300-person team in its case study.
- **Products:** Digital bookkeeping, Tagih & Bayar, QRIS, Produk Digital (PPOB), BukuModal / Solusi Modal Usaha
- **Notable:** Joined Y Combinator's Summer 2020 batch., Reported 6.5 million registered MSMEs across 750 Indonesian cities by August 2021., Reported roughly $1.4 billion in annualized payment volume in June 2021.

## Products & services

- **Digital bookkeeping** — Mobile records for sales, expenses, inventory and accounts receivable, with reports and payment reminders.
- **Tagih & Bayar** — Payment links and business transfers across banks, digital wallets, QRIS and retail outlets.
- **QRIS** — A single QR code for accepting non-cash payments from participating banks and wallets, with automatic transaction records.
- **Produk Digital (PPOB)** — Agent sales of mobile airtime, data, electricity tokens, game vouchers and bill-payment services.
- **BukuModal / Solusi Modal Usaha** — Access to unsecured working-capital offers supplied by regulated lending partners.
- **Talangin Dulu** — A pay-later option for selected wholesale stock purchases while the selling merchant receives funds up front.
- **BukuAgen EDC and Mini ATM** — Payment-agent devices for card and cardless transfers, cash withdrawal, balance checks and PPOB transactions.
- **BukuSimpan** — A Bank Nobu-linked business account inside BukuAgen for transfers, EDC cash services and business-fund management.

## Achievements

- Joined Y Combinator's Summer 2020 batch.
- Reported 6.5 million registered MSMEs across 750 Indonesian cities by August 2021.
- Reported roughly $1.4 billion in annualized payment volume in June 2021.
- Raised a $60 million Series A, described at the time as the largest Series A for an MSME-focused startup.
- Twilio reported a threefold increase in customer engagement after BukuWarung expanded WhatsApp messaging.
- Google Cloud reported a tenfold increase in payment volumes over one year and 30% less analyst time spent on ad hoc requests.
- Co-founder Chinmay Chauhan was named to Forbes 30 Under 30 Asia in Finance & Venture Capital in 2021.

## Latest updates

- **2026-05** — MiniATM Pro held an exclusive partner gathering in Bali focused on agent growth, operating efficiency, customer service and risk management.
- **2026** — BukuSimpan is available as a Bank Nobu-linked account inside BukuAgen, combining transfers, EDC cash services and business savings in one app.
- **2025-08** — BukuWarung marked its sixth anniversary with BukuAgen EDC promotions and agent campaigns.
- **2024-05** — BukuAgen's EDC Saku offer documented newer Android-based Verifone hardware for purchases or rentals from May 2024.

## Links

- Website: https://www.bukuwarung.com/
- LinkedIn: https://www.linkedin.com/company/bukuwarung
- Twitter/X: https://twitter.com/bukuwarung_
- YouTube: https://www.youtube.com/@BukuWarungID
- Instagram: https://www.instagram.com/bukuwarung_/
- Facebook: https://www.facebook.com/bukuwarung/
- TikTok: https://www.tiktok.com/@bukuwarung

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Profile page: https://yespress.io/bukuwarung
Published by YesPress — https://yespress.io
Last updated: 2026-08-17