# Brightwell

> Brightwell built digital payroll and international money transfers for cruise crews, then extended its technology into embedded remittances, business payouts and fraud detection. Its history now has two branches: Marcura acquired Brightwell Navigator in 2025, while the remaining cross-border payments business adopted the PayMitto name. The Brightwell brand continues to serve maritime customers.

- **Founded:** 2001
- **Headquarters:** Atlanta, United States
- **Products:** Brightwell Navigator, ReadyRemit, Arden, Latitude, Maritime ATM services
- **Notable:** Launched Arden and ReadyRemit in 2022 following the pandemic period., Introduced Latitude in April 2024 for international reimbursements and payouts., DailyPay publicly named ReadyRemit and Visa Direct as the infrastructure for its international remittance feature in October 2024.

## Products & services

- **Brightwell Navigator** — Maritime payroll, prepaid cards and an app for receiving wages, spending and sending money home. Acquired by Marcura in 2025; the Brightwell maritime brand remains active.
- **ReadyRemit** — Embedded cross-border remittances using APIs and SDKs, with sponsor-bank regulated services, payment-network connections and operational support; part of the business that became PayMitto.
- **Arden** — AI-powered transaction risk detection developed after Brightwell experienced a BIN attack; launched with merchant and card monitoring views and fraud alerts. Described here as a historical product launch.
- **Latitude** — Business-to-consumer international payouts and reimbursements using a branded recipient link with currency and delivery choices. Marcura announced a reseller relationship with the remaining Brightwell business.
- **Maritime ATM services** — Historically supplied onboard cash access services to cruise operators for crew and guests.
- **PayMitto Business (successor business)** — Launched October 19, 2026 by the remaining company after its rebrand. Embedded B2B and B2C international payments let business users upload invoices, review fees and FX, set approval rules and track delivery.

## Achievements

- Launched Arden and ReadyRemit in 2022 following the pandemic period.
- Introduced Latitude in April 2024 for international reimbursements and payouts.
- DailyPay publicly named ReadyRemit and Visa Direct as the infrastructure for its international remittance feature in October 2024.
- Marcura completed its Navigator acquisition on August 1, 2025.
- Former MoneyGram chairman and CEO Alex Holmes joined the Brightwell board in February 2026.

## Latest updates

- **2025-05** — Aeromexico partnership announced for Latitude-powered refunds and reimbursements; company page dated May 5 and PR Newswire distribution dated May 27.
- **2025-08** — Marcura’s Navigator acquisition closed August 1 and was announced August 7. Larry Hipp remained with the separate cross-border payments business.
- **2026-02** — Brightwell appointed former MoneyGram chairman and CEO Alex Holmes to its board.
- **2026-06** — Brightwell’s financial-institution business announced its PayMitto rebrand; release body dated June 4, resources listing dated June 3.
- **2026-09** — Texas First Bank announced in-app international P2P transfers with PayMitto and Visa Direct on September 1.
- **2026-10** — PayMitto launched PayMitto Business on October 19, adding embedded international supplier and contractor payments for U.S. banks and credit unions serving small and mid-sized businesses.

## Links

- Website: https://www.brightwell.com/
- LinkedIn: https://www.linkedin.com/company/brightwell-payments-inc/
- Twitter/X: https://twitter.com/brightwellapp
- Instagram: https://www.instagram.com/brightwell.navigatorapp/
- Facebook: https://www.facebook.com/BrightwellNavigatorApp/

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Profile page: https://yespress.io/brightwell
Published by YesPress — https://yespress.io
Last updated: 2026-10-27