# Brighthouse Financial

> Brighthouse Financial is a U.S. annuity and life insurer serving more than 2 million customers through financial professionals. Its Shield annuities pair index-linked growth with defined loss protection; SmartCare combines life insurance and long-term care benefits. Independent from MetLife since 2017, it agreed to a $4.1 billion Aquarian acquisition that remained pending in the latest verified reporting.

- **Founded:** 2016
- **Headquarters:** Charlotte, United States
- **Products:** Shield Level II Annuities, Shield Level Pay Plus II Annuities, Brighthouse SmartCare, Brighthouse SmartGuard Plus, Fixed rate, fixed indexed, variable and income annuities
- **Notable:** Separated from MetLife and listed on Nasdaq as BHF in August 2017., Reported $10.3 billion annuity sales and record life sales of $143 million in 2025., Shield sales exceeded $2.1 billion in the second quarter of 2026, a company record.

## Products & services

- **Shield Level II Annuities** — Registered index-linked annuities with selectable terms, indices, loss buffers and crediting methods; owners bear losses beyond the buffer.
- **Shield Level Pay Plus II Annuities** — Index-linked annuities offering a guaranteed lifetime withdrawal benefit under contract terms.
- **Brighthouse SmartCare** — Indexed universal life insurance with long-term care riders; qualifying accelerated benefits reduce the death benefit.
- **Brighthouse SmartGuard Plus** — Life insurance with guaranteed distributions and a death benefit, subject to policy terms.
- **Fixed rate, fixed indexed, variable and income annuities** — Retirement products with different interest crediting, investment exposure and income options.
- **Term life insurance** — Protection for a specified coverage term, subject to policy terms and underwriting.
- **Annuities within BlackRock LifePath Paycheck** — Contracts supporting an optional path from workplace retirement savings to individually purchased lifetime income.

## Achievements

- Separated from MetLife and listed on Nasdaq as BHF in August 2017.
- Reported $10.3 billion annuity sales and record life sales of $143 million in 2025.
- Shield sales exceeded $2.1 billion in the second quarter of 2026, a company record.
- More than 2 million customers at year-end 2025.

## Latest updates

- **2026-09** — September 10 Bloomberg reporting published by AdvisorHub described an extended December 6 closing deadline for the pending Aquarian transaction amid insurance regulatory scrutiny.
- **2026-08** — Second-quarter results reported $2.425 billion annuity sales, including more than $2.1 billion of Shield sales, and $39 million life sales. Merger insurance approvals remained outstanding in Delaware, New York and Massachusetts.
- **2026-02** — Common stockholders approved the Aquarian merger agreement on February 12.
- **2025-11** — Aquarian and Brighthouse announced a proposed $4.1 billion cash acquisition at $70 per common share.

## Links

- Website: https://www.brighthousefinancial.com
- LinkedIn: https://www.linkedin.com/company/brighthouse-financial
- Twitter/X: https://twitter.com/brighthousefin
- YouTube: https://www.youtube.com/brighthousefinancial
- Facebook: https://www.facebook.com/brighthousefinancial/

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Profile page: https://yespress.io/brighthouse-financial
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Last updated: 2026-10-22