# BNC Bank

> BNC Bank, legally Bank of North Carolina and owned by BNC Bancorp, was a regional commercial bank serving businesses and individuals in North Carolina, South Carolina and Virginia. Founded in 1991, it grew through acquisitions and local relationship banking before merging into Pinnacle Bank in June 2017 and adopting the Pinnacle brand that September.

- **Founded:** 1991
- **Headquarters:** High Point, United States
- **Founders:** W. Swope Montgomery Jr. (Co-founder; former president and CEO), Richard D. Callicutt II (Co-founder; president and CEO from June 2013)
- **Products:** Deposit accounts, Commercial and consumer lending, New Beginnings deposit account, Affordable mortgage product
- **Notable:** Opened for business on December 3, 1991., Reported more than 15 acquisitions since 2010 in its November 2016 brand announcement., Reported approximately $7.4 billion in consolidated assets at December 31, 2016.

## Products & services

- **Deposit accounts** — Historical personal and business checking, savings, money-market and time-deposit accounts.
- **Commercial and consumer lending** — Historical lending to businesses and individuals, including commercial real estate and residential mortgages.
- **New Beginnings deposit account** — Deposit offering described in the 2016 Federal Reserve order as helping serve unbanked and underbanked customers.
- **Affordable mortgage product** — Mortgage offering discussed in the 2016 regulatory review of the High Point Bank acquisition.

## Achievements

- Opened for business on December 3, 1991.
- Reported more than 15 acquisitions since 2010 in its November 2016 brand announcement.
- Reported approximately $7.4 billion in consolidated assets at December 31, 2016.
- Merged with Pinnacle on June 16, 2017 in an all-stock deal announced at approximately $1.9 billion.

## Latest updates

- **2017-06** — BNC Bancorp merged into Pinnacle Financial Partners and Bank of North Carolina merged into Pinnacle Bank on June 16.
- **2017-09** — BNC adopted the Pinnacle brand on September 25; this profile concerns the historical BNC company.

## Links

- Website: https://www.pnfp.com/
- LinkedIn: https://www.linkedin.com/company/bncbancorp

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Profile page: https://yespress.io/bnc-bank
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Last updated: 2026-10-24