# Bluwhale

> Bluwhale is a San Francisco AI and Web3 company building a decentralized intelligence layer that turns on-chain data and personal financial activity into a monetizable, user-owned asset. Its platform pairs wallet-level AI profiling with autonomous agents that act across banks, brokerages, and blockchains, giving consumers a single view of their money and a financial-health score (WhaleScore) while letting enterprises and dApps reach engaged, verified users. Founded in 2022 by repeat founder Han Jin, the company has grown to millions of users and expanded into multi-chain agentic finance backed by SBI, UOB Venture Management, Cardano, Sui, and others.

- **Founded:** 2022
- **Headquarters:** San Francisco, California, United States
- **Founders:** Han Jin (Co-Founder & CEO), Adam Rowell (Co-Founder & CTO)
- **Team size:** ~13 employees
- **Products:** Bluwhale Intelligence Layer, WhaleScore, AI Agents / Agentic Finance, Wallet Matching & Insights, Sybil Detection
- **Notable:** Grew from 30,000 first-day users to 100,000 in week one to 800,000, then ~3.6 million global users., Scaled enterprise accounts roughly 10x to ~3,000., Secured backing from five top-100 blockchains simultaneously.

## Products & services

- **Bluwhale Intelligence Layer** — A decentralized AI network (described as a Layer 3) that orchestrates data, storage, and compute across multiple blockchains, powering AI agents, models, and LLMs with on-chain context.
- **WhaleScore** — A financial-health and wallet-reputation score that contextualizes a user's on-chain and off-chain financial activity, used by both consumers and enterprises.
- **AI Agents / Agentic Finance** — Autonomous agents that act on a user's behalf across banks, brokerages, and crypto - handling staking, yield optimization, gas optimization, and other money management tasks.
- **Wallet Matching & Insights** — A Tinder-style matching system that connects user wallets and profiles with enterprises and dApps willing to pay for engaged, verified attention - with 90%+ of spend going directly to users.
- **Sybil Detection** — AI-driven detection of fraudulent or duplicate ('Sybil') wallets, helping Web3 projects clean their user data and prove real traction.
- **Mobile Nodes** — Lightweight nodes individuals can run on smartphones to contribute verification, data, storage, and compute to the network - a Helium-style approach to decentralizing AI.

## Achievements

- Grew from 30,000 first-day users to 100,000 in week one to 800,000, then ~3.6 million global users.
- Scaled enterprise accounts roughly 10x to ~3,000.
- Secured backing from five top-100 blockchains simultaneously.
- Launched $BLUAI token (TGE October 21, 2025).
- Han Jin recognized on Forbes 30 Under 30 and Inc. 30 Under 30 (2017) for prior company Lucid.

## Latest updates

- **2025-10** — Closed a $10M strategic Series A led by UOB Venture Management; introduced agentic finance and reported ~3.6M users.
- **2025-10** — Token Generation Event for the native $BLUAI token on October 21, 2025.
- **2025-01** — Announced $100M to turn its intelligence layer multi-chain across L1 and L2 blockchains.
- **2024-04** — Launched consumer platform; 30k users day one, 100k in week one.

## Links

- Website: https://bluwhale.com
- LinkedIn: http://www.linkedin.com/company/bluwhaleai
- Twitter/X: https://x.com/bluwhaleai
- YouTube: https://www.youtube.com/@bluwhaleai

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Profile page: https://yespress.io/bluwhale
Published by YesPress — https://yespress.io
Last updated: 2026-06-15