# Biz2Credit

> Biz2Credit is a New York fintech that serves both sides of small-business credit: it connects and funds business owners through an online financing platform, while its Biz2X software helps banks and other financial institutions automate origination, underwriting, servicing, monitoring and risk. Founded by brothers Rohit and Ramit Arora in 2007, the company says it has facilitated more than $8 billion for more than 200,000 small businesses. Its durable advantage is the feedback loop between operating a financing business and selling the software behind it; its clearest warning is a $33 million FTC settlement over PPP processing-time claims that outran operational reality.

- **Founded:** 2007
- **Headquarters:** New York, United States
- **Founders:** Rohit Arora (CEO and Co-Founder), Ramit Arora (President and Co-Founder)
- **Team size:** Approximately 540-550+ employees globally, based on the supplied company record and Biz2Credit's LinkedIn description.
- **Products:** Term Loan, Revenue-Based Financing, Business Line of Credit, Biz2X, CPA Business Funding Portal
- **Notable:** Facilitated or provided more than $8 billion in small-business loans and financing, according to the company., Served more than 200,000 small-business customers, according to the company., Itria Ventures was the seventh-largest Paycheck Protection Program lender in 2021, according to Biz2Credit's FAQ.

## Products & services

- **Term Loan** — Fixed-rate business loans generally ranging from $25,000 to $2 million, with published eligibility benchmarks including at least 12 months in business, $100,000 in annual revenue and a 650 FICO score.
- **Revenue-Based Financing** — A purchase of future business receipts, generally from $25,000 to $2 million or more, repaid as an agreed share of receipts; it is not described by the company as a loan and typically carries a UCC lien and personal performance guaranty.
- **Business Line of Credit** — A revolving product with limits up to $500,000, repayment terms up to 12 months and charges based on the amount drawn; availability varies by state.
- **Biz2X** — A cloud SaaS platform for banks and financial institutions covering digital application, loan origination, underwriting, servicing, monitoring, risk management and analytics.
- **CPA Business Funding Portal** — A co-branded portal with CPA.com that lets accounting firms manage client financing applications and advisory workflows from a consolidated dashboard.
- **BizAnalyzer** — A virtual-CFO and credit-analysis tool designed to help business owners understand financial health and how operating changes may affect creditworthiness.
- **Small Business Lending Index and research** — Recurring reports and industry analysis based on financing applications and the company’s portfolio data.

## Achievements

- Facilitated or provided more than $8 billion in small-business loans and financing, according to the company.
- Served more than 200,000 small-business customers, according to the company.
- Itria Ventures was the seventh-largest Paycheck Protection Program lender in 2021, according to Biz2Credit's FAQ.
- Named No. 2,117 on the 2025 Inc. 5000 with reported three-year growth of 203%.
- Appeared on the Inc. 5000 in 2022, 2024 and 2025, among other years cited by the company.
- Raised a $52 million Series B led by WestBridge Capital in 2019 to expand Biz2X globally.
- Built institutional lending deployments for brands including HSBC, Oriental Bank and Tata Capital.
- Earned company-cited recognition from Deloitte Technology Fast 500, Finovate and Great Place to Work.

## Latest updates

- **2026-07** — Biz2Credit said CNBC and Statista named it to the World's Top Fintech Companies list for a fourth consecutive year.
- **2026-02** — Biz2X and Deem Finance announced a partnership to expand data-driven embedded finance for SMEs in the United Arab Emirates.
- **2026-01** — Central Pacific Bank announced expanded SMB lending automation, decisioning speed and end-to-end efficiency using Biz2X.
- **2026-01** — Biz2Credit published a Q1 2026 SMB Quarterly Credit Monitor using aggregate portfolio data; the report cautions that portfolio results do not predict individual outcomes.
- **2025-08** — Inc. ranked Biz2Credit No. 2,117 on its 2025 Inc. 5000, citing 203% three-year growth.
- **2024-03** — Biz2Credit and Itria Ventures agreed to a $33 million monetary judgment and permanent injunction to settle FTC charges over deceptive PPP application processing-time claims.
- **2023-05** — Biz2Credit and CPA.com added access to SBA 7(a) loans through participating lenders to the CPA Business Funding Portal.

## Links

- Website: https://biz2credit.com
- LinkedIn: https://www.linkedin.com/company/biz2credit-inc
- Twitter/X: https://twitter.com/biz2credit
- YouTube: https://www.youtube.com/user/Biz2credit
- Instagram: https://www.instagram.com/biz2creditinc/
- Facebook: https://www.facebook.com/biz2credit
- TikTok: https://www.tiktok.com/@biz2creditinc

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Profile page: https://yespress.io/biz2credit
Published by YesPress — https://yespress.io
Last updated: 2026-08-22