# Bill Deng

> Bill Deng, also known as Guobiao Deng, is the Shanghai-based co-founder and CEO of XTransfer, a cross-border payments and risk-management company serving small and medium-sized businesses. A Fudan University graduate and former Visa and Ant Financial employee, he co-founded XTransfer in May 2017 after working with merchants and international payment operations. His public work focuses on making banking, payments and trade compliance more accessible to importers and exporters.

- **Role:** Co-founder and CEO at XTransfer
- **Organizations:** XTransfer, Ant Financial (now Ant Group; former employer), Visa International (former employer)
- **Education:** Fudan University, School of Management
- **Known for:** Co-founded XTransfer in May 2017 after a decade at Visa and Ant., Led XTransfer as it reported more than one million registered customers worldwide in August 2026., XTransfer reported US$60.5 billion in transaction volume for 2025.

## Career timeline

- **2007** — Joined Visa International as a management trainee; worked in Shanghai, Beijing and Singapore over a three-year period.
- **2010** — Joined Ant Financial / Alipay.
- **2014** — Worked in Alipay’s International Operations Department with responsibility for Chinese vendors’ retail collections.
- **2016** — Took responsibility for Alipay’s cross-border remittance operations.
- **2017-04** — Resigned from Alipay to become an entrepreneur.
- **2017-05** — Co-founded XTransfer in Shanghai.
- **2023** — XTransfer established its Hong Kong regional hub.
- **2026-08** — Announced that XTransfer had surpassed one million registered customers worldwide.

## Achievements

- Co-founded XTransfer in May 2017 after a decade at Visa and Ant.
- Led XTransfer as it reported more than one million registered customers worldwide in August 2026.
- XTransfer reported US$60.5 billion in transaction volume for 2025.
- Spoke at Web Summit Qatar and World Economic Forum Summer Davos events.

## Latest updates

- **2026-10** — XTransfer announced on October 14 that XTransfer Chile SpA completed UAF registration, a local compliance milestone in its Latin American expansion.
- **2026-08** — At XTransfer Summit 2026 on August 12, Deng announced more than one million registered customers; the company reported US$60.5 billion in 2025 transaction volume.
- **2026-07** — A July 5 company recap described Deng speaking in the China Platforms Go Global session at Summer Davos 2026.
- **2026-01** — Discussed stablecoins, bank partnerships and AI-driven compliance in a Fintech News Network interview published January 20.

## Links

- LinkedIn: https://www.linkedin.com/in/bill-deng-978a5b122/

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Profile page: https://yespress.io/bill-deng
Published by YesPress — https://yespress.io
Last updated: 2026-10-23