# Beem

> Beem is the consumer fintech brand operated by Line Financial, PBC. It combines eligibility-based Everdraft emergency cash access with budgeting, transfers, credit-building and partner services for working Americans, including people with irregular income. Paid memberships and transaction services support its business.

- **Founded:** 2020
- **Headquarters:** San Francisco, United States
- **Founders:** Akshay Krishnaiah (Founder and CEO)
- **Products:** Everdraft, Beem Card and banking access, Centre Console, Money transfers, Beem Arcade
- **Notable:** Company reported more than 600,000 registrations across all 50 states in May 2022., Company announced profitability by the end of fiscal 2022., Current company materials advertise 5 million-plus users/customers; activity and payment status are unspecified.

## Products & services

- **Everdraft** — Eligibility-based early access to verified incoming funds, advertised up to $1,000. No interest or FICO check; membership and optional expedited delivery costs apply.
- **Beem Card and banking access** — Deposit and credit-building products delivered with Cross River Bank and program manager Upward Financial; activation and partner terms apply.
- **Centre Console** — Budgeting, upcoming-bill visibility and alerts intended to help avoid overdrafts.
- **Money transfers** — Transfers with free standard ACH delivery and paid debit-card delivery options.
- **Beem Arcade** — Rewarded mobile games integrated with the main Beem balance through adjoe.
- **GoodTrust estate planning access** — Partner-provided online wills, trusts and related planning documents, announced in February 2026.
- **Protection and comparison services** — Plan-dependent job loss/disability protection, insurance comparisons and other partner services.

## Achievements

- Company reported more than 600,000 registrations across all 50 states in May 2022.
- Company announced profitability by the end of fiscal 2022.
- Current company materials advertise 5 million-plus users/customers; activity and payment status are unspecified.
- adjoe reports 2.3 times as many sessions among Arcade users and 11% higher ARPU among cashback earners versus nonparticipants; this is a partner-reported cohort comparison.

## Latest updates

- **2026-02** — GoodTrust announced estate-planning access for Beem members on February 25.
- **2026-09** — The App Store lists version 5.89.0 on September 29, with bank-linking guidance and phone-verification improvements.

## Links

- Website: https://trybeem.com/
- LinkedIn: https://www.linkedin.com/company/trybeemapp/
- Twitter/X: https://twitter.com/trybeemapp
- YouTube: https://www.youtube.com/@trybeemapp
- Instagram: https://www.instagram.com/trybeemapp/
- Facebook: https://www.facebook.com/trybeemapp

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Profile page: https://yespress.io/beem
Published by YesPress — https://yespress.io
Last updated: 2026-10-24