# Banque Heritage

> Banque Heritage is a family-controlled Swiss private bank that grew from the Esteve family's own family office into a Geneva-based wealth-management group. It serves wealthy individuals and families, institutional clients, external asset managers, and foreign fund managers through private banking, discretionary and advisory mandates, open-architecture asset management, custody, consolidated reporting, pension planning, and Swiss fund representation. Its pitch is unusually literal: it invests alongside clients, keeps ownership close to decision-making, and brings family-office habits to a regulated bank with CHF 6.2 billion under management at June 30, 2026.

- **Founded:** 1986
- **Headquarters:** Geneva, Switzerland
- **Founders:** Carlos Esteve (Founder of Heritage Finance & Trust SA)
- **Team size:** Approximately 91 Swiss full-time equivalents were reported in 2024 industry data; a definitive current group-wide employee count is not publicly stated.
- **Products:** Private banking and wealth management, Discretionary and advisory mandates, Open-architecture asset management, External Asset Manager platform, Fund representation and paying-agent services
- **Notable:** Received a Swiss federal banking license and converted into a private bank in 2004., Built a Swiss footprint across Geneva, Basel, Sion and Zurich, with a wholly owned Uruguay subsidiary., Merged with Sallfort Privatbank in 2019.

## Products & services

- **Private banking and wealth management** — Bespoke portfolios, strategic wealth advice, custody, execution and relationship management for private and institutional clients.
- **Discretionary and advisory mandates** — Clients may delegate portfolio management or retain decision authority while using the bank’s research, asset allocation and investment advice.
- **Open-architecture asset management** — Internal research and portfolio specialists are combined with selected external managers across traditional and alternative assets.
- **External Asset Manager platform** — A dedicated team provides independent managers with custody, e-banking, flexible pricing, after-hours trading, research, products, onboarding and compliance support.
- **Fund representation and paying-agent services** — Foreign fund managers can use Banque Heritage as their Swiss representative, paying agent and regulatory-advisory point of contact for distribution to qualified investors.
- **Pension planning** — Pension and retirement-planning services are offered to private and institutional clients in Switzerland.
- **Family Office Services and multi-custody reporting** — Integrated oversight for assets held at Banque Heritage and third-party custodians, with consolidation, customizable reporting and portfolio-management workflows supported by WIZE.

## Achievements

- Received a Swiss federal banking license and converted into a private bank in 2004.
- Built a Swiss footprint across Geneva, Basel, Sion and Zurich, with a wholly owned Uruguay subsidiary.
- Merged with Sallfort Privatbank in 2019.
- Increased assets under management by 19% to CHF 4.9 billion in 2024.
- Reached CHF 5.8 billion in assets under management in 2025, supported by CHF 920 million of net new money.
- Reached CHF 6.2 billion in assets under management by June 30, 2026.
- Earned Great Place to Work Switzerland certification for 2025.
- Won WealthBriefing Swiss Awards 2026 recognition for EAM onboarding and a client initiative.
- Ranked first for Identity Score, second among mid-size and boutique banks, and third in Suisse Romande in the 2026 Swiss Private Banking Identity Index.

## Latest updates

- **2026-07** — First-half net operating revenue rose 9.1% to CHF 43.8 million, net profit rose 16.4% to CHF 8.8 million, and assets under management reached CHF 6.2 billion.
- **2026-05** — Donald Waterreus joined the board and became chairman of the Investment Strategy Committee; Ramon Esteve became vice-chairman.
- **2026-03** — Banque Heritage partnered with WIZE to strengthen portfolio management, multi-custody reporting and Family Office Services.
- **2026-03** — The group reported CHF 5.8 billion in 2025 assets under management, CHF 920 million in net new money and CHF 80.1 million in consolidated net revenue.
- **2026-03** — The bank became main co-sponsor of the Swiss and European 6mJI Championships on Lake Geneva.
- **2025-10** — The Zurich office moved from Tiefenbrunnen to Uraniastrasse in the city center.

## Links

- Website: https://www.heritage.ch/en
- LinkedIn: https://www.linkedin.com/company/banque-heritage/

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Profile page: https://yespress.io/banque-heritage
Published by YesPress — https://yespress.io
Last updated: 2026-08-17