# BankersLab

> BankersLab is a fintech education and decisioning company that builds 'flight simulator' style software for lenders and bankers. Founded in 2012 by Michelle Katics and Kurt Gingher, it lets banks, credit unions and lenders practice consumer, retail and SME portfolio management in a risk-free simulation environment, then extends that same engine into AI-enhanced decision support. Its gamified, team-based workshops - ScoringLab, CreditLab, CollectionLab and InsightLab - have trained thousands of banking professionals across 30+ countries.

- **Founded:** 2012
- **Headquarters:** Mill Valley, California, United States
- **Founders:** Michelle Katics (Co-Founder & CEO), Kurt Gingher (Co-Founder & CTO)
- **Team size:** ~13 employees
- **Products:** ScoringLab, CreditLab, CollectionLab, InsightLab, Command Center
- **Notable:** Trained 5,000+ banking professionals across 30+ (reported up to 45) countries, 15 years of proprietary lending simulation technology, Selected to demo at Finovate (Asia 2012, Europe 2016)

## Products & services

- **ScoringLab** — Simulation-based workshop that improves a bank's ability to build, deploy and track credit scorecards, covering risk-reward trade-offs, trends, causal factors and using scores for customer growth.
- **CreditLab** — Advanced simulation workshop focused on consumer and retail credit strategy and portfolio management.
- **CollectionLab** — Simulation training for collections and recoveries strategy across the delinquency lifecycle.
- **InsightLab** — Workshop and simulation product focused on data-driven insight and portfolio analytics.
- **Command Center** — Always-on, AI-enhanced decisioning platform that turns the simulation engine into continuous, human-in-the-loop recommendations for CROs, CCOs and credit teams - daily insights instead of quarterly analysis.
- **Banc-It Mobile Learning** — Gamified mobile apps that let busy executives test and build banking knowledge or prep for workshops on the go.
- **Workshop Packs (incl. BNPL)** — Customizable course packs, including Buy Now Pay Later, tailored to a client's business goals and delivered live via virtual or in-person classroom.

## Achievements

- Trained 5,000+ banking professionals across 30+ (reported up to 45) countries
- 15 years of proprietary lending simulation technology
- Selected to demo at Finovate (Asia 2012, Europe 2016)
- Launched a mobile app to train retail bankers, covered by American Banker
- Founder Michelle Katics recognized in 'Women in FinTech' features and as a fintech mentor and FemTech leader

## Latest updates

- **2016-11** — Raised $750K seed funding.
- **2021-05** — Founder Michelle Katics featured in TurnKey Lender's 'Women in FinTech' series.
- **2026-01** — Expanded from simulation training into an always-on, AI-enhanced 'Command Center' decisioning platform built on the same 15-year simulation engine.

## Links

- Website: https://bankerslab.com
- LinkedIn: http://www.linkedin.com/company/bankerslab
- Twitter/X: http://twitter.com/bankerslab
- Facebook: https://www.facebook.com/BankersLab

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Profile page: https://yespress.io/bankerslab
Published by YesPress — https://yespress.io
Last updated: 2026-07-07