# Avital Pardo

> Avital Pardo is Pagaya’s co-founder, deputy chief executive officer and a director. Trained in mathematics and physics at the Hebrew University of Jerusalem, he worked on lending algorithms at Fundbox before co-founding Pagaya in 2016 with Gal Krubiner and Yahav Yulzari. He helped design its AI-based credit model and system and speaks publicly about credit access, institutional AI adoption and technology management.

- **Role:** Co-Founder and Deputy Chief Executive Officer at Pagaya
- **Organizations:** Pagaya, Fundbox, Israel Defense Forces
- **Education:** B.A. in Mathematics and Physics (designation in current company biography), The Hebrew University of Jerusalem, M.S. in Mathematics, The Hebrew University of Jerusalem
- **Known for:** Co-founded Pagaya in 2016., Helped design Pagaya’s AI-based credit model and system., Served as founding CTO and a director of the company.

## Career timeline

- **2014–2015** — Worked on algorithms as an early employee at Fundbox.
- **2016** — Co-founded Pagaya with Gal Krubiner and Yahav Yulzari; served as CTO and director.
- **2018** — Pagaya raised a $14 million Series B led by Harvey Golub and Oak HC/FT.
- **2022** — Pagaya completed its SPAC merger; Nasdaq trading began on June 23.
- **2023** — Discussed his military data background, lending automation and credit access at the JMP AI forum.
- **2024** — Current management biography dates his deputy CEO tenure from September 2024.
- **2025** — Spoke at Dubai FinTech Summit and Calcalist’s AI Conference; published an essay on AI incentives.

## Achievements

- Co-founded Pagaya in 2016.
- Helped design Pagaya’s AI-based credit model and system.
- Served as founding CTO and a director of the company.
- Helped build a company that began trading on Nasdaq in June 2022.
- Graduate of the Talpiot military program.

## Latest updates

- **2026-10** — Role checked this month: Pagaya’s leadership page lists Pardo as Co-Founder and Deputy CEO; its investor biography also identifies him as a director.
- **2025-09** — Discussed changing institutional attitudes toward AI at Calcalist’s AI Conference on September 7.
- **2025-09** — Published The Hidden Incentives Driving The AI Race To The Bottom on September 3, listed on his Forbes Technology Council profile.
- **2025-05** — Participated in Dubai FinTech Summit discussions about AI, data and financial decision-making.

## Links

- Website: https://pagaya.com
- LinkedIn: https://www.linkedin.com/in/avital-pardo-257408b7/

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Profile page: https://yespress.io/avital-pardo
Published by YesPress — https://yespress.io
Last updated: 2026-10-22