# AUTOPAY

> AUTOPAY is a Denver-based automotive finance marketplace that connects US consumers with lending institutions for refinancing, vehicle purchases, lease buyouts and cash-out refinancing. It combines digital applications and signing with loan specialist support and fulfillment services, and operates under The Savings Group alongside RateGenius and Tresl.

- **Founded:** 2007
- **Headquarters:** Denver, United States
- **Founders:** Jeff Hutcheson (Co-founder; Co-CEO of The Savings Group), Seth Meyer (Co-founder; Co-CEO of The Savings Group)
- **Products:** Auto Refinance, Vehicle Purchase Financing, Lease Buyout, Cash-out Refinance, Vehicle Service Contract
- **Notable:** Website reports more than 700,000 customers helped; scope and period are not specified., The 2021 merger combined a network of more than 180 lenders across all 50 states at closing., The parent group added Tresl in 2022.

## Products & services

- **Auto Refinance** — Connects drivers with lenders to replace an existing vehicle loan with different rates or terms.
- **Vehicle Purchase Financing** — Financing options for new and used vehicle purchases.
- **Lease Buyout** — Loans to finance the purchase of a currently leased vehicle.
- **Cash-out Refinance** — A larger replacement loan can pay off the existing balance and provide cash, subject to equity and underwriting.
- **Vehicle Service Contract** — Optional mechanical repair protection with plan-specific benefits and exclusions.
- **Guaranteed Asset Protection** — Optional protection addressing an eligible shortfall between vehicle value and loan balance following a covered total loss.
- **Partner Lending Platform** — Digital applications, lender matching, document collection and closing support; historical partner materials describe APIs and white-label experiences.

## Achievements

- Website reports more than 700,000 customers helped; scope and period are not specified.
- The 2021 merger combined a network of more than 180 lenders across all 50 states at closing.
- The parent group added Tresl in 2022.

## Latest updates

- **2026-10** — Published an October 9 guide under Jeff Hutcheson’s byline explaining when improved credit can make refinancing worthwhile and why rates, remaining term, fees and vehicle eligibility still matter.
- **2026-09** — Published a September 25 guide on credit scores and auto refinancing.
- **2026-06** — Terms of Use updated June 16, 2026; describe loan matching, origination fulfillment and the group’s operating subsidiaries.
- **2025-06** — Legal disclosure updated June 11, 2025; explains payment-savings limitations and potential loan fees.

## Links

- Website: https://www.autopay.com/
- LinkedIn: https://www.linkedin.com/company/autopay
- Twitter/X: https://twitter.com/AutopayDirect
- Instagram: https://www.instagram.com/autopay/
- Facebook: https://www.facebook.com/AUTOPAYDirect/

---

Profile page: https://yespress.io/autopay
Published by YesPress — https://yespress.io
Last updated: 2026-10-25