# Atlanticus

> Atlanticus is an Atlanta-based public financial technology company that helps banks, retailers and healthcare providers extend consumer credit, particularly to people with less-than-prime credit. Its business combines underwriting analytics, distribution and servicing with purchasing and financing loan receivables. Brands include Fortiva, Aspire, Imagine, Curae and the Mercury card program. It sold its Auto Finance operations in September 2026.

- **Founded:** 1996
- **Headquarters:** Atlanta, United States
- **Founders:** David G. Hanna (Co-founder; Executive Chairman; CEO from formation to March 2021), Frank J. Hanna III (Co-founder of predecessor CompuCredit; former director)
- **Products:** Fortiva Mastercard, Aspire Mastercard, Imagine Visa, Fortiva Retail Credit, Curae
- **Notable:** Operating history began in 1996; initial public offering in 1999., Reported more than 23 million consumers served and over US$53 billion in receivables funded cumulatively by August 2026., Mercury acquisition added about 1.3 million card accounts and US$3.2 billion of credit card receivables in September 2025.

## Products & services

- **Fortiva Mastercard** — General-purpose consumer credit card program issued by The Bank of Missouri and supported by Atlanticus. Offer-specific interest rates and fees apply.
- **Aspire Mastercard** — General-purpose credit card program issued by The Bank of Missouri for consumers seeking access to credit.
- **Imagine Visa** — General-purpose credit card program issued by WebBank.
- **Fortiva Retail Credit** — Second-look point-of-sale financing for retail and service purchases, with paperless applications and integration into merchant and prime-lender systems.
- **Curae** — Bank-enabled patient financing distributed through healthcare providers.
- **Mercury card program** — Near-prime credit card platform acquired in September 2025. Atlanticus sold the MERCURY mark and related IP in September 2026, retaining receivables and transitional licensed use.
- **Credit program infrastructure** — Underwriting analytics, marketing, program management, receivables financing, customer service and loan servicing for bank-led credit products.

## Achievements

- Operating history began in 1996; initial public offering in 1999.
- Reported more than 23 million consumers served and over US$53 billion in receivables funded cumulatively by August 2026.
- Mercury acquisition added about 1.3 million card accounts and US$3.2 billion of credit card receivables in September 2025.
- Q2 2026 net income attributable to common shareholders was US$47.4 million.
- Company careers page reports Atlanta Business Chronicle top-ten Best Places to Work recognition in 2022 and 2023.

## Latest updates

- **2026-10** — October 6 SEC filing disclosed the September 30 sale of the MERCURY mark and related IP for US$27.5 million cash. Receivables remained with Atlanticus. Licensed use allows new solicitation for 12 months and legacy servicing for up to five additional years.
- **2026-09** — Announced completed sale of all CAR Auto Finance operations for approximately US$71.2 million: US$56.2 million cash and a US$15 million seller note. Atlanticus will no longer operate an Auto Finance segment.
- **2026-08** — Q2 results reported US$744.3 million operating revenue and other income, over 6.3 million accounts served and US$6.9 billion managed receivables, a non-GAAP measure excluding Auto Finance.
- **2026-03** — FY2025 filing reported approximately US$166.5 million cash consideration for Mercury, plus contingent consideration; the original acquisition release had quoted approximately US$162 million.

## Links

- Website: https://www.atlanticus.com/
- LinkedIn: https://www.linkedin.com/company/atlanticus/
- Twitter/X: https://twitter.com/atlanticus
- Facebook: https://facebook.com/pages/biz/financial_services-atlanta-30328/Atlanticus-Holdings-Corporation/139933173043716/

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Profile page: https://yespress.io/atlanticus
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Last updated: 2026-10-25