# Atlantic Union Bank

> Atlantic Union Bank is a Richmond-based regional bank that combines a branch network across Virginia, Maryland, North Carolina and Washington, D.C. with consumer, small-business, commercial, wealth and capital-markets services. Its pitch is practical: give households and companies much of the product depth of a national bank while keeping decisions, relationships and community investment closer to the Mid-Atlantic markets it knows. Following the 2025 Sandy Spring acquisition, parent Atlantic Union Bankshares reported $38.1 billion in assets at June 30, 2026.

- **Founded:** 1902
- **Headquarters:** Richmond, United States
- **Team size:** 3,064 full-time-equivalent employees as of December 31, 2025.
- **Products:** Consumer deposits and payments, Consumer lending and mortgages, Small-business banking, Commercial and wholesale banking, Equipment finance
- **Notable:** Grew from $2,500 in assets at its 1902 founding to $38.1 billion in assets at June 30, 2026., Became the largest regional bank headquartered in the lower Mid-Atlantic following the Sandy Spring acquisition., Completed the approximately $1.3 billion acquisition of Sandy Spring Bancorp on April 1, 2025 and completed branch and operations integration on October 14, 2025.

## Products & services

- **Consumer deposits and payments** — Checking, savings, money-market, CD and IRA products, debit cards, credit cards, digital wallets, Zelle, online banking and mobile banking.
- **Consumer lending and mortgages** — Personal loans, lines of credit, home-equity lending, purchase mortgages and refinancing, with home loans available across 39 states.
- **Small-business banking** — Business deposits, cards, cash-flow support and conventional, SBA and USDA lending, including Preferred SBA lender execution and financing up to program limits.
- **Commercial and wholesale banking** — Commercial and industrial lending, commercial real-estate lending, asset-based lending, treasury management, merchant services and sector-focused banking for fields including healthcare, government contracting, manufacturing and nonprofits.
- **Equipment finance** — Financing and leasing for marine, transportation, construction, manufacturing, medical and other equipment through Atlantic Union Equipment Finance.
- **Capital markets** — Interest-rate risk management, derivatives, foreign exchange, loan syndication and other financing and balance-sheet solutions for commercial and institutional clients.
- **Wealth, trust and investment services** — Financial planning, investment management, retirement planning, trust and estate services, brokerage and institutional advisory capabilities.
- **Money on Purpose** — In-app savings goals, automated transfers, purchase roundups and charitable giving tools integrated with consumer online and mobile banking.

## Achievements

- Grew from $2,500 in assets at its 1902 founding to $38.1 billion in assets at June 30, 2026.
- Became the largest regional bank headquartered in the lower Mid-Atlantic following the Sandy Spring acquisition.
- Completed the approximately $1.3 billion acquisition of Sandy Spring Bancorp on April 1, 2025 and completed branch and operations integration on October 14, 2025.
- Operates more than 170 locations across Virginia, Maryland, North Carolina and Washington, D.C.
- Was the top SBA 7(a) lender among banks headquartered in Virginia in 2025, lending more than $45 million through the program.
- Funded $269 million in community-development loans across 40 projects and invested $82 million in affordable housing in 2025.
- Helped 334 families pursue homeownership or home improvement through its STAR program in 2025.
- Named a Top Workplace in 2025.

## Latest updates

- **2026-07** — Reported second-quarter net income available to common shareholders of $158.0 million, diluted EPS of $1.11 and total assets of $38.1 billion.
- **2026-07** — Declared a quarterly common-stock dividend of $0.37 per share, up 8.8% from the third quarter of 2025.
- **2026-06** — Announced that Chief Credit Officer Doug Woolley plans to retire effective April 1, 2027, with a nationwide successor search underway.
- **2026-05** — Authorized a share-repurchase program of up to $250 million through May 5, 2027.
- **2026-05** — Completed the sale of its equity interest in Bearing Insurance, recording an approximately $32.3 million pre-tax gain in the second quarter.
- **2025-10** — Completed the operational and branch integration of Sandy Spring Bank.

## Links

- Website: https://www.atlanticunionbank.com
- LinkedIn: https://www.linkedin.com/company/atlantic-union-bank
- YouTube: https://www.youtube.com/channel/UCsOb9j7RL8cbsC159u1IUNQ
- Instagram: https://www.instagram.com/atlanticunionbank
- Facebook: https://www.facebook.com/AtlanticUnionBank

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Profile page: https://yespress.io/atlantic-union-bank
Published by YesPress — https://yespress.io
Last updated: 2026-08-12